Personal Finance Advice and Commentary

Friday, April 03, 2015 1:14 pm
By Sheyna Steiner · Bankrate.com

Since December 2008, interest rates set by the central bank have been virtually zero, leading to low CD rates and even lower savings account and money market account rates.

Sunday, March 01, 2015 7:00 am
By Sheyna Steiner · Bankrate.com

Besides the banking regulations governing the number of transactions allowed in savings and money market accounts and minimum early withdrawal penalties on CDs, there is a huge amount of variation between banking products.

Friday, January 23, 2015 7:00 am
By Sheyna Steiner · Bankrate.com

Though there’s no one-size-fits-all answer for savers and investors, examining goals and time frames can provide direction when considering saving and investment vehicles.

Monday, December 01, 2014 6:05 am
By Doug Whiteman · Bankrate.com

Hear about a surprising group of savers, and about how to find better rates on CDs.

Wednesday, October 29, 2014 6:00 pm
By David McMillin · Bankrate.com

According to an SEC lawsuit, at least four account holders invested $532,000 in CDs in the financial scam.

Monday, October 27, 2014 10:46 am
By Sheyna Steiner · Bankrate.com

Since 2007, the percent of families with certificates of deposit has fallen to record lows as CD rates have hit bottom.

Monday, August 25, 2014 4:00 pm
By Allison Ross · Bankrate.com

CD yields have been plummeting since the Federal Reserve dropped short-term interest rates close to zero.

Saturday, July 19, 2014 6:30 am
By Allison Ross · Bankrate.com

Promotional specials on CDs often don’t appear to be enough to draw consumers to deposit money into CDs.

Wednesday, June 25, 2014 6:00 am
By Allison Ross · Bankrate.com

Banks will keep an eye on their CDs and monitor changes in deposit bases as interest rates rise.

Friday, June 13, 2014 9:00 am
By Allison Ross · Bankrate.com

Forgetting about that CD can mean lost interest income on your money.

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