Personal Finance Advice and Commentary

Thursday, January 16, 2014 4:14 pm
By Dr. Don Taylor · Bankrate.com

Comparing CD yields out to a five-year maturity with U.S. Treasury yields over the same maturities.

Friday, December 27, 2013 6:05 am
By Dr. Don Taylor · Bankrate.com

Comparing the new U.S. Treasury floating-rate note versus variable-rate and step-up CDs.

Thursday, December 26, 2013 9:49 am
By Dr. Don Taylor · Bankrate.com

Buying in to expectations theory will help you feel better about short-term CD investments.

Friday, November 15, 2013 10:56 am
By Dr. Don Taylor · Bankrate.com

There are important differences between savings bonds and certificates of deposits.

Monday, September 23, 2013 12:38 pm
By Dr. Don Taylor · Bankrate.com

Are you saving or investing? When you expect to earn a positive return, consider these factors.

Monday, September 16, 2013 11:40 am
By Dr. Don Taylor · Bankrate.com

What should you consider when using callable CDs in a rising-yield environment?

Monday, May 13, 2013 3:37 pm
By Claes Bell · Bankrate.com

Billionaire investor Warren Buffett says he sympathizes with CD investors hard-hit by years of falling CD rates.

Wednesday, March 06, 2013 2:59 pm
By Claes Bell · Bankrate.com

In a testy exchange at a Senate hearing, one senator accused the Federal Reserve of throwing savers “under the bus.” But is the Fed to blame for low CD rates?

Tuesday, January 29, 2013 3:37 pm
By Claes Bell · Bankrate.com

Investors who profited from Allen Stanford’s CD Ponzi scheme got some bad news Monday. They’ll have to pay their CD yields back. From David Lee at Courthouse News Service: Hundreds of investors who earned interest on the phony certificates of deposit in R. Allen Stanford’s Ponzi scheme cannot keep those profits, a federal judge ruled.

Tuesday, January 15, 2013 5:02 pm
By Claes Bell · Bankrate.com

A debt ceiling crisis would likely do serious and lasting damage to the U.S. economy, but it might have a silver lining for savers: higher CD rates.

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