Personal Finance Advice and Commentary

Billionaire investor Warren Buffett says he sympathizes with CD investors hard-hit by years of falling CD rates.

In a testy exchange at a Senate hearing, one senator accused the Federal Reserve of throwing savers “under the bus.” But is the Fed to blame for low CD rates?

Investors who profited from Allen Stanford’s CD Ponzi scheme got some bad news Monday. They’ll have to pay their CD yields back. From David Lee at Courthouse News Service: Hundreds of investors who earned interest on the phony certificates of deposit in R. Allen Stanford’s Ponzi scheme cannot keep those profits, a federal judge ruled.

A debt ceiling crisis would likely do serious and lasting damage to the U.S. economy, but it might have a silver lining for savers: higher CD rates.

If you hold a 10-year CD to maturity, it’s probably not a good deal, but an early withdrawal may boost yield.

CD auctions may offer a few extra points of yield at the cost of being more complicated and time-consuming than conventional CD buying.

As grim as CD rates are right now, they’d be worse without credit unions, a new study finds.

Using a broker to buy CDs can simplify laddering and get you higher rates, but it does have risks.

CD yields are setting records in Bankrate’s weekly survey, and not the good kind.

Are low interest rates, including low CD rates, causing you to put off your retirement? If so, a new survey suggests you’re not alone. The latest Wells Fargo-Gallup Investor and Retirement Optimism Index shows many U.S. investors see low CD rates as a barrier to retirement. From the press release: One in 3 investors (33