Personal Finance Advice and Commentary

Monday, August 24, 2015 6:05 am
By Sheyna Steiner · Bankrate.com

When interest rates increase, rates on certificates of deposit will follow. Will you be ready?

Tags: CD rates
Monday, June 22, 2015 7:00 am
By Dr. Don Taylor · Bankrate.com

With the Fed not raising its targeted federal funds rate on Wednesday, investors in certificates of deposit will have to wait on the prospect of higher short-term interest rates.

Wednesday, May 20, 2015 3:00 pm
By Sheyna Steiner · Bankrate.com

Does the economy or the Federal Reserve set CD rates? Let’s look at the evidence.

Thursday, May 07, 2015 11:07 am
By Sheyna Steiner · Bankrate.com

CD rates vary across the country. Find out which cities have the highest rates on one-year CDs and five-year CDs.

Tags: CD rates, CDs
Thursday, April 23, 2015 4:00 pm
By Sheyna Steiner · Bankrate.com

Buying a CD through a brokerage may lead to higher CD rates. Be sure to understand the complexities of the deal though.

Friday, April 03, 2015 1:14 pm
By Sheyna Steiner · Bankrate.com

Since December 2008, interest rates set by the central bank have been virtually zero, leading to low CD rates and even lower savings account and money market account rates.

Thursday, March 19, 2015 1:00 pm
By Sheyna Steiner · Bankrate.com

The megabanks, Chase, Bank of America and so on, typically have little incentive to pay high CD rates.

Sunday, March 01, 2015 7:00 am
By Sheyna Steiner · Bankrate.com

Besides the banking regulations governing the number of transactions allowed in savings and money market accounts and minimum early withdrawal penalties on CDs, there is a huge amount of variation between banking products.

Friday, February 06, 2015 1:22 pm
By Sheyna Steiner · Bankrate.com

Last week’s meeting of the Fed was generally interpreted as bullish on the economy and bolstered confidence that an interest rate increase could indeed come this year.

Friday, January 23, 2015 7:00 am
By Sheyna Steiner · Bankrate.com

Though there’s no one-size-fits-all answer for savers and investors, examining goals and time frames can provide direction when considering saving and investment vehicles.

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