Personal Finance Advice and Commentary

Monday, September 16, 2013 11:40 am
By Dr. Don Taylor ·

What should you consider when using callable CDs in a rising-yield environment?

Monday, September 09, 2013 5:57 pm
By Dr. Don Taylor ·

What’s the difference between a ladder and barbell CD portfolio, and which is right for you?

Tuesday, May 22, 2012 8:00 am
By Dan Miranda ·

Who knows more about acing a job interview than famous chefs on the television? Bankrate realized the answer is “no one, that’s who.”

Wednesday, March 14, 2012 4:32 pm
By Sheyna Steiner ·

Does anyone have a CD ladder at this point? As Claes Bell adroitly pointed out earlier this week, CDs aren’t winning any popularity contests. With yields as low as they are, have been and will continue to be, savers have headed for greener pastures in terms of yield or liquidity. In more typical interest rate

Tuesday, June 08, 2010 5:00 pm
By Sheyna Steiner ·

In less punishing interest rate environments, CD ladders can be a great way to get higher yields on average as well as consistent and predictable income. “The farther you out go (in maturity), the higher yield you get, so you get a higher average yield by layering out CDs in say three-, four- and five-year

Tags: CD, CD ladder, CDs
Tuesday, June 01, 2010 5:06 pm
By Sheyna Steiner ·

Early withdrawal penalties on CDs can be onerous, not only can they wipe out all of your interest but they can even reach into the investment principal, which clearly works against all the logic of CD investing. Nonetheless, some investors like to game the system and buy a longer-term CD for the higher yield and

Thursday, May 13, 2010 2:04 pm
By Sheyna Steiner ·

CD rates have languished for years now and antsy investors desperate for decent yields and anticipating rising interest rates may be considering rising-rate CDs as the answer to their prayers. Whether or not they are the right product for you depends on how much you’re willing to pay for convenience. Donald Cummings Jr., managing partner