Personal Finance Advice and Commentary

Wednesday, June 16, 2010 11:03 am
By Sheyna Steiner · Bankrate.com

Ladders and barbells are CD investing strategies that set up multiple CDs to come due at different times. But for situations where you want all your money to come due at once, there’s another CD investing strategy: bullets. “It’s almost like dollar cost averaging,” says Robert Laura, partner at Synergos Financial, in Howell, Mich. “You

Thursday, June 10, 2010 3:11 pm
By Sheyna Steiner · Bankrate.com

Ladders are one CD investing strategy to get higher than average CD rates, but there are other strategies for choosing maturities to populate your CD portfolio, for instance: barbells. Barbells are a CD investing strategy that focus exclusively on short- and long-term maturities. According to Donald Cummings Jr., managing partner at Blue Haven Capital, in Geneva, Ill.,