Personal Finance Advice and Commentary

Tuesday, April 16, 2013 4:24 pm
By Jennie L. Phipps · Bankrate.com

Cash balance plans are increasingly popular among employers. If you’re offered one, here’s what you need to know.

Thursday, July 26, 2012 3:00 pm
By Jennie L. Phipps · Bankrate.com

Cash balance plans are increasingly popular. Congratulations, if you are offered one. Here are three reasons to give it a little love.

Wednesday, December 15, 2010 2:53 pm
By Jennie L. Phipps · Bankrate.com

If your employer offers you a cash balance retirement savings plan, snap it up. It can provide valuable retirement planning stability as well as portability. Cash balance retirement plans are a hybrid mix of old-fashioned pension plans and 401(k)s. Kevin Wagner, senior retirement specialist in the Atlanta office of consultancy Towers Watson, says most companies

Tuesday, September 14, 2010 2:51 pm
By Jennie L. Phipps · Bankrate.com

Here is some high-end retirement planning advice — for people who are going to pay through the nose when the government gets done with tax reform. Cash-balance retirement plans aren’t for everyone, but if you own a small business or are a self-employed, high-earning professional, a cash-balance plan will let you put aside the most