Personal Finance Advice and Commentary

Tuesday, December 10, 2013 4:02 pm
By Janna Herron · Bankrate.com

Savvy consumers can use credit card rewards for discounts and to pay for holiday costs.

Wednesday, December 04, 2013 3:07 pm
By Janna Herron · Bankrate.com

Chase unveiled the 2014 rewards categories for its Chase Freedom credit card along with doubling its sign-up bonus.

Monday, October 07, 2013 2:38 pm
By Janna Herron · Bankrate.com

If your rewards credit card doesn’t correctly identify your retailer, you might not get rewards.

Thursday, April 19, 2012 4:18 pm
By Janna Herron · Bankrate.com

Sallie Mae offers a rewards credit card that can help to pay back student loans, but is it a good idea?

Tuesday, April 10, 2012 5:38 pm
By Janna Herron · Bankrate.com

Discover cardholders can sign up to earn an extra 5 percent cash back on restaurant and movie purchases.

Monday, December 19, 2011 4:58 pm
By Janna Herron · Bankrate.com

Are Americans charging Christmas more this year? Two recent reports suggest so. Last week, Discover Financial Services said sales volume and the total number of transactions rose in its fiscal fourth quarter. The period ended Nov. 30, capturing the beginning of the holiday shopping rush. Executives at the credit card issuer didn’t attribute the increase

Wednesday, August 31, 2011 4:36 pm
By Janna Herron · Bankrate.com

Bank of America is boosting its cash-back credit card offerings. On Wednesday the bank launched its BankAmericard Cash Rewards and Cash Rewards for Business MasterCard, both of which feature 1 percent cash back on all purchases, no expiration on rewards and no annual fee. BankAmericard Cash Rewards cardholders also earn 2 percent cash back on

Wednesday, August 24, 2011 2:41 pm
By Janna Herron · Bankrate.com

There’s nothing more annoying than working too hard for your money. And that’s why Capital One launched its new, straightforward cash-back rewards credit card. The company on Tuesday unveiled its Capital One Cash card, which features a total of 1.5 percent cash back on all purchases, but without the hoops to jump through.┬áHere’s how it

Wednesday, April 27, 2011 11:16 am
By Marcie Geffner · Bankrate.com

American Express has opened up two new credit card programs designed to entice consumers who want to get cash-back rewards in exchange for their credit card use and loyalty. The programs are called “Blue Cash Everyday” and “Blue Cash Preferred.” The Everyday program offers 3 percent cash back on supermarket purchases, 2 percent on gas