Cash-back credit cards dangle free money, but consumers are paying for their own rewards in many cases.
Credit card issuers are using rewards to entice new customers. Credit card mailings are up dramatically in large part due to credit card offers promoting rewards programs, according to a recent study by Mintel Comperemedia, a marketing research firm based in Chicago. American consumers received about 1.2 billion offers for new credit cards in the
The holiday shopping season has kicked off and so have the perks and incentives from credit card companies. They want you to use their credit card as you charge your way through your holiday shopping list. Choose your card wisely because the right one could earn you some nifty savings and rewards. Citibank is offering its
In conjunction with survey findings on the impact of the Credit CARD Act, Consumer Reports recently published a list of the best and worst credit cards in the current marketplace. For the best cards, the magazine named seven cash-back cards, two travel cards and three low-interest/fees cards, and called out two fee-laden cards as being
Today I’m answering three credit card questions that landed in my column inbox. My wife had a credit card with a retail store. She listed me as an authorized user. I was not aware of this. She let this card go and it got charged off. (It was only $250. If she had told me about it,