Personal Finance Advice and Commentary

Tuesday, December 31, 2013 12:49 pm
By Janna Herron · Bankrate.com

It’s not too late to add one more New Year’s resolution to your list.

Thursday, June 27, 2013 2:25 pm
By Janna Herron · Bankrate.com

Cash-back credit cards dangle free money, but consumers are paying for their own rewards in many cases.

Wednesday, January 26, 2011 10:20 am
By Lucy Lazarony · Bankrate.com

Credit card issuers are using rewards to entice new customers. Credit card mailings are up dramatically in large part due to credit card offers promoting rewards programs, according to a recent study by Mintel Comperemedia, a marketing research firm based in Chicago. American consumers received about 1.2 billion offers for new credit cards in the

Thursday, November 11, 2010 3:32 pm
By Lucy Lazarony · Bankrate.com

The holiday shopping season has kicked off and so have the perks and incentives from credit card companies. They want you to use their credit card as you charge your way through your holiday shopping list. Choose your card wisely because the right one could earn you some nifty savings and rewards. Citibank is offering its

Wednesday, October 13, 2010 4:50 pm
By Leslie McFadden · Bankrate.com

In conjunction with survey findings on the impact of the Credit CARD Act, Consumer Reports recently published a list of the best and worst credit cards in the current marketplace. For the best cards, the magazine named seven cash-back cards, two travel cards and three low-interest/fees cards, and called out two fee-laden cards as being

Monday, June 28, 2010 3:01 pm
By Leslie McFadden · Bankrate.com

Today I’m answering three credit card questions that landed in my column inbox. My wife had a credit card with a retail store. She listed me as an authorized user. I was not aware of this. She let this card go and it got charged off. (It was only $250. If she had told me about it,