Personal Finance Advice and Commentary

Monday, April 29, 2013 5:09 pm
By Janna Herron · Bankrate.com

It’s now easier for stay-at-home spouses and partners to get credit cards, thanks to a new federal ruling.

Monday, March 25, 2013 4:54 pm
By Janna Herron · Bankrate.com

Consumers could face huge fees just to apply for a credit card, thanks to a new ruling from the CFPB.

Thursday, March 21, 2013 5:35 pm
By Janna Herron · Bankrate.com

Fewer college students carry credit cards these days than just a year ago, according to a new survey from Sallie Mae.

Thursday, December 20, 2012 3:37 pm
By Janna Herron · Bankrate.com

The CFPB is asking for comments from consumers, the credit card industry and consumer advocates on the CARD Act’s impact.

Thursday, August 23, 2012 4:56 pm
By Janna Herron · Bankrate.com

Credit cardholders are happier with their cards versus last year, the third straight year of improvement.

Friday, July 27, 2012 6:00 am
By Janna Herron · Bankrate.com

Chase is paying $100 million to settle a lawsuit that alleges the credit card issuer improperly raised minimum payments.

Thursday, June 16, 2011 3:38 pm
By Marcie Geffner · Bankrate.com

It’s a dirty little open secret that credit card issuers have offered millions of so-called “business” credit cards to consumers in an attempt to skirt new federal consumer protection laws that don’t apply to these cards. In an effort to change that, four U.S. senators this week sent a letter to Federal Reserve Chairman Ben

Wednesday, May 18, 2011 1:47 pm
By Martha C. White · Bankrate.com

A new study released by the Pew Charitable Trusts’ Pew Health Group found that credit card issuers are pitching business credit cards to ordinary consumers, a situation that leaves consumers vulnerable to predatory practices. The Credit CARD Act passed two years ago categorically excluded business credit cards, which means that actions like hair-trigger penalty APR