Personal Finance Advice and Commentary

Wednesday, July 18, 2012 4:03 pm
By Janna Herron · Bankrate.com

The CFPB ordered Capital One to refund $140 million to credit cardholders after deceptively selling add-on products to them.

Friday, June 08, 2012 2:36 pm
By Janna Herron · Bankrate.com

Secured credit cards are still subject to the CARD Act’s individual income requirement rule; the deposit isn’t enough.

Thursday, May 31, 2012 4:51 pm
By Janna Herron · Bankrate.com

Capital One is the latest credit card issuer to offer digital coupons, per se, through a mobile app.

Wednesday, April 04, 2012 3:10 pm
By Janna Herron · Bankrate.com

Capital One closed its “Double Miles Challenge” promotion, giving away 1 billion free miles in 31 days.

Friday, March 23, 2012 2:00 pm
By David McMillin · Bankrate.com

A new survey from Capital One shows that taxes can have consequences for savings accounts. Go to Bankrate.com to learn the best way to use your refund.

Thursday, March 15, 2012 4:11 pm
By Lucy Lazarony · Bankrate.com

A new promotion from Capital One will double the miles for every dollar you spent on another travel rewards credit card last year.

Tuesday, February 14, 2012 4:36 pm
By Janna Herron · Bankrate.com

It looks like this Valentine’s Day will be a bit less lovey-dovey than last year’s, according to a survey last week from Visa. Americans plan to spend $117 on their sweethearts this year, down 3 percent from $121 in 2011. And ladies, the gentlemen are the ones ponying up the most. Men said they will

Friday, January 06, 2012 4:35 pm
By Janna Herron · Bankrate.com

A national law firm is still soliciting consumers who were allegedly wronged by the “viking” credit card company. Hagens Berman is looking for more names to add to a consumer-rights class-action lawsuit filed against Capital One in June. The lawsuit alleges the issuer misrepresented its zero percent balance-transfer offer when it applied payments meant to

Wednesday, October 12, 2011 2:14 pm
By Janna Herron · Bankrate.com

Recent credit card stats seem like good news at first blush. Credit card debt declined in August for the second straight month, per the Federal Reserve. Late payments on credit cards fell in the second quarter, according to the American Bankers Association. And more rewards credit card holders are redeeming their rewards, according to a Capital

Tuesday, October 11, 2011 3:04 pm
By Janna Herron · Bankrate.com

Two weeks ago, my brother-in-law stumped me with a credit card question. While traveling in Ireland with my family, he encountered retailer after retailer asking if he wanted to charge his purchase with his Capital One credit card in euros or dollars. Imagine my embarrassment when I couldn’t help him answer that question. To keep

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