Personal Finance Advice and Commentary

Monday, October 05, 2015 6:05 am
By Dr. Don Taylor ·

What if you could participate in the market’s upside performance while protecting yourself against downside risk?
These products exist. They are equity-indexed annuities and equity-linked CDs.

Monday, September 16, 2013 11:40 am
By Dr. Don Taylor ·

What should you consider when using callable CDs in a rising-yield environment?

Thursday, May 30, 2013 12:43 pm
By Sheyna Steiner ·

The only reason to buy a CD these days is for the piggy bank function. It keeps savers from spending money but doesn’t offer a lot in returns.

Wednesday, June 23, 2010 9:03 am
By Sheyna Steiner ·

CD rates just hit a new low. The average one-year CD yield is now a record low of 0.69 percent APY, a dubious achievement to be sure. Bankrate began tracking CD rates in October of 1983 and it has never been lower. In these dark days of ultralow returns, you might run across CD rates