Personal Finance Advice and Commentary

Take control of your personal expenses. Here are five ways to do it.

There are three reasons we spend on “little” things.

Making a budget sounds easier said than done. But here are four steps to saving success.

Budgeting is necessary to achieve your financial goals.

Have you ever seen those people at the grocery store talking on their cellphones the entire time they are shopping and even during checkout? They are not only rude but also may be overspending on their purchase. A recent study found that texting and talking on a cellphone while simply walking results in walking errors and may

Was using a budget one of your 2012 New Year’s resolutions?  About 40 percent of Americans do not maintain a budget or track their expenses, according to Bankrate’s July 2011 Financial Security Index. But if you want to get a better handle on your spending and saving, evaluating your budgeting method and making changes will

It will be a happier new year for minimum-wage earners in eight states.  Hourly rates will increase between 28 and 37 cents per hour Jan. 1, 2012, for Arizona, Colorado, Florida, Montana, Ohio, Oregon, Washington and Vermont. This raise amounts to $582 to $770 more to spend (or save) per year for a full-time worker. So how

Companies that make a profit off of providing investment advice are looking hungrily for ways to persuade people involved in retirement planning to turn to them for advice. While they’d like to grab customers who are really affluent, they are also finding ways to sell their services to what is known as the Mass Affluent

With all of the negative financial news and stock market woes, it’s easy for youth to think achieving wealth is impossible. Of course, starting a business or become a Hollywood reality star can help anyone fast-forward their way to wealth. But for those of us who aren’t interested in building an empire, creating wealth is possible

My husband and I are expecting our first child this summer. We’ve been working hard to be as prepared as we can. Our schedules have changed as we now have doctor appointments and ultrasounds. We’ve been reading parenting books and asking family and friends for their experiences and advice. Besides the lifestyle and emotional adjustments,