Personal Finance Advice and Commentary

Tuesday, January 07, 2014 10:48 am
By Judy Martel · Bankrate.com

The ability-to-repay regulations set new standards for qualified mortgages.

Tuesday, December 24, 2013 7:22 am
By Judy Martel · Bankrate.com

Will a new name be enough to rebrand these toxic mortgage loans for investors?

Thursday, May 09, 2013 2:21 pm
By Judy Martel · Bankrate.com

A jumbo mortgage is more readily available for the right type of borrower.

Tuesday, April 16, 2013 4:42 pm
By Judy Martel · Bankrate.com

The FHA is changing the rules for lump-sum payouts.

Tuesday, March 19, 2013 11:35 am
By Judy Martel · Bankrate.com

The mortgages that led to the recession are making a comeback.

Thursday, September 06, 2012 6:00 am
By Judy Martel · Bankrate.com

A drop in debt is both good and bad news for a housing recovery.

Wednesday, July 04, 2012 7:59 pm
By Judy Martel · Bankrate.com

Finally, the victims of foreclosure abuse will receive compensation from mortgage lenders.

Monday, June 18, 2012 5:38 pm
By Judy Martel · Bankrate.com

Critics accuse the largest mortgage servicers of charging HARP borrowers higher rates.

Monday, January 02, 2012 8:48 pm
By Judy Martel · Bankrate.com

If you’re still waiting to refinance, now may the time to snag the best deals. Not only are mortgage rates at near-30-year lows, but applications for refinances are down, prompting some banks to seek ways to encourage homeowners to get off the fence. The Wall Street Journal reports that many smaller and regional banks are

Tuesday, November 01, 2011 4:29 pm
By Judy Martel · Bankrate.com

Nearly one in four homeowners (22.7 percent) owes more on his mortgage than the home is worth, according to California research firm CoreLogic. Almost three-quarters of the underwater homeowners have above-market interest rates, says CoreLogic, but refinancing has proven to be tricky. In an effort to address the problem, last week President Obama announced the

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