Personal Finance Advice and Commentary

Friday, July 13, 2012 6:00 am
By David McMillin · Bankrate.com

Some banks are charging FDIC fees. Find out what they are and why they must be renamed.

Friday, June 15, 2012 6:00 am
By David McMillin · Bankrate.com

Soon enough, you may be able to replace your debit card with your smartphone for setting up cash withdrawals.

Saturday, May 19, 2012 6:00 am
By David McMillin · Bankrate.com

The Fed announced new stress testing requirements this week, but small banks won’t need to pass the examinations.

Saturday, February 25, 2012 6:00 am
By David McMillin · Bankrate.com

Despite the decrease in bank failures last year, a recent voter survey conducted by the Credit Union National Association shows that more consumers believe credit unions are safer than banks. When asked what type of institution was the most financially safe and sound, here’s how voters responded: Credit unions — 40 percent. Banks — 34

Monday, October 18, 2010 9:30 am
By Marcie Geffner · Bankrate.com

If there were a Hollywood Walk of Fame for banks, savings and loan associations and credit unions, would your banking institution have a star with its name on it? There is, of course, a way to find out, and that is Bankrate.com’s quarterly Safe and Sound Ratings report on the safety and soundness of more than

Thursday, July 22, 2010 10:11 am
By Marcie Geffner · Bankrate.com

Is your bank safe and sound? Or should you be worried that your bank might fail and be taken over or sold off by the government? Few people actually lose money in bank failures, thanks to the protection of the Federal Deposit Insurance Corp. But a bank failure can be stressful as the bank will