Personal Finance Advice and Commentary

Monday, November 01, 2010 9:30 am
By Marcie Geffner · Bankrate.com

Do banking customers opt in to overdraft protection on debit card charges because they want this high-priced service or because they’ve been tricked into saying yes by aggressive or deceptive marketing? The Center for Responsible Lending, or CRL, a nonprofit organization that seeks to protect homeownership and family wealth by working to eliminate abusive financial

Thursday, August 19, 2010 10:33 am
By Marcie Geffner · Bankrate.com

It’s a policy banks love and bank customers hate: That is, the big banks’ universal practice of jumping the largest checks, debit-card transactions and ATM withdrawals to the front of the processing queue, even if other smaller transactions occurred earlier in time. Banks say this reshuffling ensures that customers’ largest, and thus presumably most important,