Many 401(k) accounts reflect extreme asset allocation, with 100 percent invested in stocks or no stocks at all. For younger or older investors, that is a problem.
When you accept that there’s not a one-size-fits-all withdrawal rate, you can move forward with approaches to estimating sustainable spending each year based on your portfolio’s valuation.
A new study found that most investors make basic mistakes with their investment portfolios, including a lack of diversification and paying too much in fees.
If you think the market is a little long in the tooth, rebalancing your portfolio will get you to your target asset allocation.
Think you have to be a rocket scientist to invest for the long run? Think again — the most successful long-term investors do the least.
The price of gold enjoyed a huge run up following the global financial crisis. Do investors have any use for the shiny metal now that fear has abated?
These four smart savings moves can help set you on the right path to retirement.
Rebalancing is an important part of a buy-and-hold investing strategy. A new study points out that though rebalancing is vital, it can be risky in the short run.
The question becomes, how often should you rebalance? It makes a difference where you hold the investments.
The investor policy statement should address whether you are willing to make tactical asset allocation decisions in your portfolio.