Personal Finance Advice and Commentary

The stereotype of the retiree living off the interest from CDs and savings is gone. The question is, will it ever return? It may take longer than you think.

With the market up, now may be a good time to pare back winners and buy more of the losers.

In a competition against professional stock pickers and students, Orlando the cat handily won with his stock picks in 2012.

Many great companies and their accompanying stocks are not in the U.S., but how much should Americans devote to foreign equities?

Several factors contribute to retirement planning success, including asset allocation, rebalancing and fund selection.

What’s the biggest determinant of retirement planning? It’s not asset allocation or rebalancing, according to a recent study.

This week, Fidelity Investments released a study of 401(k)s based on accounts managed by the mutual fund giant. One interesting finding reported that Gen Y, the generation born between 1979 and 1991, really likes target-date retirement funds. More than half, 51 percent, of 401(k) participants in that age group invest 100 percent of their retirement

Investors should hold a wide range of asset classes, including stocks from foreign countries.

Oh December, month of lists detailing the best and worst of the outgoing year and forecasts telling us what to expect from the coming year. Today’s forecast for 2012 comes from the CFA Institute, the world’s largest association of investment professionals and granter of the prestigious Chartered Financial Analyst designation. In their Global Market Sentiment

This morning Fidelity Investments released the results of a new survey that shows that young investors are skewing more conservative. The “Higher Education Generational Survey” looked at the investing behavior of retirement plan participants in higher education across three generations: Y, X and Boomer. The survey found that Generation Y investors use similar asset allocation