Personal Finance Advice and Commentary

Monday, April 14, 2014 3:28 pm
By Jennie L. Phipps · Bankrate.com

Outliving your money is a big retirement risk. Here are eight ways to keep enough income flowing.

Thursday, January 30, 2014 3:56 pm
By Jennie L. Phipps · Bankrate.com

One way to ensure that you won’t outlive your money is to put an increasing amount in annuities as you age.

Monday, December 09, 2013 9:22 am
By Jennie L. Phipps · Bankrate.com

Relaxed long-term care regulations could make a big difference for couples relying on Medicaid.

Monday, August 05, 2013 4:28 pm
By Jennie L. Phipps · Bankrate.com

Make disaster recovery part of your retirement planning.

Monday, July 15, 2013 5:45 pm
By Jennie L. Phipps · Bankrate.com

Here are seven things the government could do to increase retirement security.

Wednesday, July 10, 2013 1:13 pm
By Jennie L. Phipps · Bankrate.com

Sen. Orrin Hatch proposes a bill that would turn public pensions into private annuities.

Tuesday, August 21, 2012 4:14 pm
By Jennie L. Phipps · Bankrate.com

Buying an annuity can be costly, but there are situations where choosing them is a good idea.

Monday, July 16, 2012 7:40 am
By Crissinda Ponder · Bankrate.com

It’s Monday, folks. Time to snap back to reality!

Monday, June 25, 2012 5:18 pm
By Jennie L. Phipps · Bankrate.com

The odds in favor of longevity are improving. Here are three steps to ensure you will have enough money to live the good life for a long time.

Sunday, April 15, 2012 6:00 am
By Jennie L. Phipps · Bankrate.com

Retirees want three things from their retirement income: A very low risk of outliving their money. Predictable, consistent availability of income. Enough liquidity that they feel flexible enough to pay for emergencies — or splurges. But as the Rolling Stones sang, “You can’t always get what you want. But if you try sometimes, well, you

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