Personal Finance Advice and Commentary

Thursday, April 14, 2016 11:32 am
By Jennie L. Phipps · Bankrate.com

A new study on retirement spending finds attitudes are all over the map and continuing to change.

Tuesday, February 02, 2016 4:00 pm
By Jennie L. Phipps · Bankrate.com

An annuity may make your retirement more secure, but buy cautiously.

Friday, January 22, 2016 1:19 pm
By Dr. Don Taylor · Bankrate.com

The CFPB says, “When employees choose a lump-sum payout instead of a monthly pension payment, the responsibility for managing and investing the pension money shifts from the employer to the employee.

Thursday, October 08, 2015 3:31 pm
By Jennie L. Phipps · Bankrate.com

Annuities can augment Social Security as a guaranteed source of retirement income to cover the basics.

Monday, September 21, 2015 3:09 pm
By Jennie L. Phipps · Bankrate.com

QLACs that delay RMDS are an enticing alternative for those seeking guaranteed income in their old age.

Thursday, July 02, 2015 9:52 am
By Dr. Don Taylor · Bankrate.com

Consumers tend to think of investment professionals when they think of money management, but there’s more to managing your personal wealth than putting together an investment strategy aligned with your life goals and financial needs.

Monday, May 25, 2015 7:00 am
By Dr. Don Taylor · Bankrate.com

An investor can buy a put option to protect against downside risk of a stock or stock market index investment declining in value.

Thursday, April 30, 2015 7:00 am
By Dr. Don Taylor · Bankrate.com

For seniors, your retirement benefits from Social Security are likely to be the best annuity payments you receive.

Tuesday, April 14, 2015 3:25 pm
By Jennie L. Phipps · Bankrate.com

An insurance company hopes it might sell more annuities if people realized that these products could help them retire sooner.

Tuesday, March 31, 2015 4:44 pm
By Jennie L. Phipps · Bankrate.com

People don’t like annuities until they prove themselves to be a good deal, recent research says. Here’s one worth considering.

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