Personal Finance Advice and Commentary

Thursday, July 02, 2015 9:52 am
By Dr. Don Taylor · Bankrate.com

Consumers tend to think of investment professionals when they think of money management, but there’s more to managing your personal wealth than putting together an investment strategy aligned with your life goals and financial needs.

Monday, May 25, 2015 7:00 am
By Dr. Don Taylor · Bankrate.com

An investor can buy a put option to protect against downside risk of a stock or stock market index investment declining in value.

Thursday, April 30, 2015 7:00 am
By Dr. Don Taylor · Bankrate.com

For seniors, your retirement benefits from Social Security are likely to be the best annuity payments you receive.

Tuesday, April 14, 2015 3:25 pm
By Jennie L. Phipps · Bankrate.com

An insurance company hopes it might sell more annuities if people realized that these products could help them retire sooner.

Tuesday, March 31, 2015 4:44 pm
By Jennie L. Phipps · Bankrate.com

People don’t like annuities until they prove themselves to be a good deal, recent research says. Here’s one worth considering.

Tuesday, March 17, 2015 12:48 pm
By Jennie L. Phipps · Bankrate.com

Don’t be distracted by the bells and whistles. The basics are what counts.

Wednesday, October 22, 2014 8:00 am
By Dr. Don Taylor · Bankrate.com

Delayed retirement credits are earned when workers delay receiving benefits after their full retirement age up to age 70.

Monday, April 14, 2014 3:28 pm
By Jennie L. Phipps · Bankrate.com

Outliving your money is a big retirement risk. Here are eight ways to keep enough income flowing.

Thursday, January 30, 2014 3:56 pm
By Jennie L. Phipps · Bankrate.com

One way to ensure that you won’t outlive your money is to put an increasing amount in annuities as you age.

Monday, December 09, 2013 9:22 am
By Jennie L. Phipps · Bankrate.com

Relaxed long-term care regulations could make a big difference for couples relying on Medicaid.

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