Personal Finance Advice and Commentary

Monday, February 23, 2015 7:00 am
By Dr. Don Taylor · Bankrate.com

The Roth IRA and the Roth 401(k) are funded with after-tax dollars, but qualified distributions are tax-free in retirement.

Thursday, June 19, 2014 4:03 pm
By Jennie L. Phipps · Bankrate.com

Here are four things to consider before you borrow from your retirement savings.

Thursday, May 22, 2014 5:08 pm
By Dr. Don Taylor · Bankrate.com

Investors can improve their after-tax investment returns by managing their tax exposure.

Tuesday, December 31, 2013 6:05 am
By Dr. Don Taylor · Bankrate.com

Here are some emergency savings tips to make sure you’re covered on a rainy day.

Thursday, November 29, 2012 1:53 pm
By Kemberley Washington · Bankrate.com

Now is a great time to make tax-saving moves to boost your tax refund.

Friday, November 23, 2012 6:05 am
By Barbara Whelehan · Bankrate.com

Many people don’t realize that state and local workers in certain states don’t contribute to Social Security.

Friday, September 07, 2012 5:00 pm
By Barbara Whelehan · Bankrate.com

Finally, a new survey reveals that nearly two-thirds of people with assets of $100K or more are on track to meet or exceed retirement planning goals.

Wednesday, June 08, 2011 3:55 pm
By Jennie L. Phipps · Bankrate.com

When I started saving for retirement, the credit union clerk recorded it in my passbook in black ink. Today, I downloaded my first retirement savings application, or app, to my iPad (or iPhone). It’s from Vanguard and it makes managing retirement savings ridiculously convenient. The app allows Vanguard customers to: View  account balances, including those in

Monday, December 20, 2010 2:48 pm
By Jennie L. Phipps · Bankrate.com

Here’s a timely retirement planning tip from Greg Burrows, senior vice president at The Principal Financial Group: Put the extra 2 percent of salary that you’ll gain from the Social Security tax holiday, which Congress awarded us in 2011, in your 401(K), 403(b) or IRA. Burrows calculates that if a 30-year-old earning $50,000 per year would

Sunday, November 07, 2010 10:00 am
By Jennie L. Phipps · Bankrate.com

Converting from a traditional 401(k) or 403(b) to a Roth 401(k) or 403(b) can be a very good retirement planning move if you think that you are in a lower tax bracket today than you will be when you retire. For instance, if you are unemployed and if you can afford to convert this year

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