Personal Finance Advice and Commentary

If you’re 59 1/2 and still working, you can probably move your 401(k) out of your employer’s plan and into an IRA, gaining more investment opportunities.

Gradually increasing your savings rate can result in a fat retirement nest egg.

How much should someone in his or her 30s be saving for retirement?

Boomers owe it to the younger generation to stabilize Social Security and make saving for retirement easier.

More than 25 percent of employees with 401(k)s have used their accounts for nonretirement spending.

Workers who saved steadily in their 401(k)s for the last 10 years have nearly $200,000 in their retirement savings plans, Fidelity Investments reports.

Save automatically and in periods of prosperity. Here is how.

Higher tax rates will provide a good incentive for retirement savings, according to Michael Barry, president of the Plan Advisory Services Group.

There are a few simple ways to increase savings in the new year. Find out more.

Keep your former employers informed of your whereabouts, or you could conceivably lose your retirement funds.