Personal Finance Advice and Commentary

Thursday, January 28, 2016 3:26 pm
By Jennie L. Phipps · Bankrate.com

Congress and the president are both looking for ways to encourage retirement savings. Here are their suggestions and some others.

Thursday, January 28, 2016 10:11 am
By Dr. Don Taylor · Bankrate.com

Employers have moved away from offering pension plans with their defined benefits to offering defined contribution plans where the employee contributes from his or her salary and the employer may offer a matching contribution to a 401(k).

Monday, January 25, 2016 3:20 pm
By Dr. Don Taylor · Bankrate.com

If you’re 50 or older, catch-up contributions can help get your retirement savings back on track and correct the financial mistake of not contributing earlier in your career.

Tuesday, December 15, 2015 4:12 pm
By Jennie L. Phipps · Bankrate.com

Longer life spans and paltry retirement savings are among the forces keeping older workers on the job longer.

Thursday, October 22, 2015 3:42 pm
By Jennie L. Phipps · Bankrate.com

Hit the limit for a more prosperous retirement.

Monday, October 12, 2015 3:06 pm
By Jennie L. Phipps · Bankrate.com

Making it easier to save for retirement — especially for employees of small firms — is a growing business.

Monday, October 12, 2015 7:05 am
By Dr. Don Taylor · Bankrate.com

The availability of ETFs in retirement accounts gives investors access to a wider array of investments, but not all choices are appropriate in these accounts.

Monday, September 21, 2015 6:05 am
By Dr. Don Taylor · Bankrate.com

Turbulence over 401(k)s and fiduciary standards may create an opportunity for the announced launch in 2016 of Betterment for Business, a 401(k) platform.

Monday, September 14, 2015 1:40 pm
By Jennie L. Phipps · Bankrate.com

Choose investments wisely to maximize your retirement savings.

Friday, September 11, 2015 6:05 am
By Dr. Don Taylor · Bankrate.com

People aren’t saving enough for retirement. Are state-based retirement plans an answer, with the requirement that employees have to opt out to not participate?

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