Personal Finance Advice and Commentary

Monday, September 22, 2014 6:05 am
By Dr. Don Taylor · Bankrate.com

Plan providers offer default investment alternatives for plan participants in a 401(k) plan. Do they make sense for you?

Monday, December 30, 2013 11:28 am
By Jennie L. Phipps · Bankrate.com

If your employer negotiates on your behalf, you may get more bang for your 401(k) bucks.

Monday, April 08, 2013 11:45 am
By Barbara Whelehan · Bankrate.com

Changes are afoot to our retirement system, but some people are calling for radical changes to it, including abolishment of the 401(k) plan.

Wednesday, August 24, 2011 11:57 am
By Jennie L. Phipps · Bankrate.com

The Defense Business Board, which advises the U.S. Department of Defense, mostly on matters of civilian contracting, will report in October on ways to cut costs and modernize military retirement plans. A preliminary retirement planning report calling for reform has raised the hackles of a wide swath of military and other types who oppose any

Friday, November 12, 2010 3:26 pm
By Barbara Whelehan · Bankrate.com

This week the 401(k) plan has been under attack by forces on all sides. “401(k)s fail millions of retirees,” decries a new report from Demos.org. Its argument: America’s retirement plans don’t provide security because of their high fees. Not to mention that their “benefits vary with the size of employer and employee contributions and the