Personal Finance Advice and Commentary

Friday, June 24, 2016 12:46 pm
By Holden Lewis · Bankrate.com

Lock your mortgage rate now because today’s rate plunge might not last long. That’s today’s advice from mortgage brokers and loan officers.

Wednesday, June 22, 2016 3:21 pm
By Holden Lewis · Bankrate.com

More than a million dwellings needed to be built last year just to keep up with the new households that were created. Yet only 620,000 new housing units were completed, meaning that the nation fell short by 430,000 homes. And that’s just in 1 year. So says Laurie Goodman, codirector of the Urban Institute’s Housing

Wednesday, June 08, 2016 4:30 pm
By Holden Lewis · Bankrate.com

The Federal Reserve’s rate-setting actions don’t always affect mortgage rates the way you would expect.

Wednesday, May 18, 2016 12:25 pm
By Holden Lewis · Bankrate.com

More mortgage borrowers are reviewing their loan disclosures before they close on their homes.

Monday, May 02, 2016 5:06 pm
By Holden Lewis · Bankrate.com

Unless you have stellar credit, you’ll get a lower monthly house payment with an FHA loan than you will with private mortgage insurance with a tiny down payment.

Sunday, August 31, 2014 3:00 pm
By Clare Mallen · Bankrate.com

Moving ahead with a refinance in La Jolla, CA? Let our site assist you by providing tools to help you make a decision. Refinancing rates can change during the day and week. Our easy rates search function allows you to check local refinancing rates in La Jolla and throughout California. Turn to us for up-to-date, accurate

Saturday, August 30, 2014 3:00 pm
By Clare Mallen · Bankrate.com

Discover valuable tips and tools to assist in your refinance in Irvine, CA. Rates can change throughout the day and week, but our easy search function allows you to check local refinancing rates. Whether you are looking to refinance a home or a condo, researching mortgage rates is the first step. As refinance rates change, we

Friday, August 29, 2014 3:00 pm
By Clare Mallen · Bankrate.com

Take the guesswork out of your home refinance in Huntington Beach, CA, by visiting our site. There, you will find guides, tools and calculators to assist you in making an informed decision on refinancing. Refinancing rates can change during the day and week, but our easy rates search function allows you to check local refinancing

Thursday, August 28, 2014 3:00 pm
By Clare Mallen · Bankrate.com

Looking for some reassurance that now is the time to refinance in Healdsburg, CA? Then look for guides, tools and calculators that can help you help make an informed decision about refinancing. Rates can change during the day and week, but our easy search function allows you to check local refinancing rates in Healdsburg and

Wednesday, August 27, 2014 3:00 pm
By Clare Mallen · Bankrate.com

Mulling over a refinance in Fresno, CA? Refinancing can be tricky, so use our calculators, tools and guides to help you in all aspects of refinancing. Trying to gauge how long it will take to break even on a mortgage refinance? We provide a mortgage break-even refinance calculator to guide your process. Rates are subject to

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