Lock your mortgage rate now because today’s rate plunge might not last long. That’s today’s advice from mortgage brokers and loan officers.
More than a million dwellings needed to be built last year just to keep up with the new households that were created. Yet only 620,000 new housing units were completed, meaning that the nation fell short by 430,000 homes. And that’s just in 1 year. So says Laurie Goodman, codirector of the Urban Institute’s Housing
The Federal Reserve’s rate-setting actions don’t always affect mortgage rates the way you would expect.
More mortgage borrowers are reviewing their loan disclosures before they close on their homes.
Unless you have stellar credit, you’ll get a lower monthly house payment with an FHA loan than you will with private mortgage insurance with a tiny down payment.
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