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Top financial Facebook posts of 2012

By Janet Reusch ·
Thursday, January 3, 2013
Posted: 5 pm ET

2012 was a great year for Bankrate in social media.

With our brand pages on Facebook, Twitter, Google Plus, Pinterest, LinkedIn and Tumblr, we're connecting with our fans and readers like never before. We love that social networks make our conversation seamless and your feedback to us instant.

What's more, we've carved out niche online communities full of fun, smart people. Despite social media's fluffy rep, cute kitten videos and celeb gossip won't cut it with our fans.

What resonates with our audience time and again are financial topics that impact your life.

So with that, here are Bankrate's top 12 Facebook posts from 2012! Enjoy.

    1. Protect your PIN

Eleven percent of people use "1234" as their PIN.

Here are four signs your PIN is too easy to guess:

Tweet this.

(769 likes, 35 shares, 26 comments)

    2. Facing the 'new normal'

Once upon a time, a student's part-time job could pay for $82-a-quarter college tuition in full.

After graduation, a good job wasn't hard to get.

Those days are gone. Here's how people are coping with the "new normal:"

Tweet this.

(389 likes, 16 shares, 25 comments)

    3. Homes aren't bank accounts

In: Paying off the mortgage early.

Out: Taking cash out of your home to buy fancy things.

Here's how three average families paid off their property early:

(372 likes, 41 shares, 24 comments)

    4. Check your credit

LIKE if you claim your free credit report each year.

Everyone is entitled to a free copy annually, but only 4 percent of people actually take advantage:

Tweet this.

(90 likes, 14 shares, four comments)

    5. Homebuyer beware

Test-drive your potential new morning commute before you buy a house.

Even if you're just a few miles from work, see how long it is in traffic time:

Tweet this.

(82 likes, 11 shares, 16 comments)

    6. RIP $1 bill?

Would you use a $1 coin instead of a $1 bill?

The government could save taxpayers $4.4 billion by no longer printing the dollar bill:

(81 likes, 42 shares, 59 comments)

    7. Stash your cash

Start thinking of yourself as a hoarder … an income hoarder, that is.

The No. 1 way for the average person to retire rich is to save a lot starting at a young age:

Tweet this.

(78 likes, 39 shares, 10 comments)

    8. Be mortgage-free in retirement

Don't think of a home as an investment that'll make you rich.

Think of it as purchasing a low-cost place to live in retirement:

Tweet this.

(76 likes, 12 shares, two comments)

    9. Don't blow your dough

Don't treat your income like it's a renewable resource.

High-status incomes, such as those earned by doctors, lawyers and executives, come with expectations of high-status living:

Tweet this.

(62 likes, 17 shares, six comments)

    10. Signs you're a saver

LIKE if you think about retirement planning at least once a month.

That's one sign you're an elite saver.

Here are seven other marks of the creme de la creme of savers:

Tweet this.

(57 likes, three shares, three comments)

    11. Tax breaks for Olympians?

The value of a gold medal is $675, and the cash prize is $25,000. And yes, Uncle Sam wants a piece of the Olympic cash.

Should the Internal Revenue Service offer a tax break for our Olympic winners who bring us together and make us proud?

One senator proposed a bill to do just that:

(50 likes, 11 shares, 18 comments)

    12. Facing the 'fiscal cliff'

"Taxmageddon" could be one of the biggest tax disasters in recent memory.

If 2013 arrives without Congressional action, tax rates will rise for all, not just the top tier of taxpayers.

Here are nine tax hikes that may hit your wallet on Jan. 1:

(26 likes, 60 shares, six comments)

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