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5 things to know: 8-02-12

By Kim Fulscher · Bankrate.com
Thursday, August 2, 2012
Posted: 8 am ET

You've had a day to adjust to the start of a new month. What do you have in mind for August -- vacation, school or a plan to take down a relative who didn't pay back a loan? Find out how to do all of the above today at Bankrate.

1. Your journey for the perfect August starts with a sale. Find out here what's cheap and easy this month.

2. The month continues with back-to-school info. If you're in college and want to take out a private loan, you may reconsider after finding out these six things to know about private student loans.

3. The Federal Reserve met Wednesday, and here's what Bernanke and his chums had to say. (Did you know that the federal funds rate does indeed affect you? Get your info here.)

4. When your sister and her hubby balk after accepting a loan from you, here are a few tools for getting them to pay up.

5. So you think your savings account is a shrine to your virtue? Think again -- you're stalling the economic recovery, jeez!

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