Frugality isn’t just about saving money, it’s about designing
your life to optimize happiness and cut through the clutter. My
goal for this post is to get you thinking.
In many things, your choice is between spending money or time.
You either pay for convenience or take the time to do it yourself.
The tips below are just a few ways to live a life with less clutter
and more happiness.
Here are 12 frugal things you can do right now:
- Make your money more
INTEREST-ing. Go to Bankrate.com and see if you
can get a better interest rate on your savings. Choose a goal you
can get excited about and start saving.
- Clear out the nasty in your
home. Open up your medicine cabinet, fridge or pantry. (Just
tackle one for today.) Get rid of anything that’s expired or
unused. If you are aware of what needs replacing, keep an eye out
for coupons to save money.
- Save money on your phone
bill. Log on to your cellphone provider’s website and enter
your company’s or school’s email address to see if you qualify for
a student or corporate discount.
- Set up a budget. Log onto
Bankrate and set up a budget in just a few
- Get inspired with financial ear
candy. Download a financial podcast to increase your money
knowledge. Examples include Money Girl, Planet Money
and Smart Passive Income. Scour iTunes for more great, free
- Dream big for free.Go to Day
Zero and set up your life’s “bucket list.” Studies have shown
people are more financially aware when they have tangible
- Back up stuff without buying
hardware. Register with Dropbox.com and ensure all of
your important files are backed up. (It’s free.)
- Make some money by selling
clutter. Look over at your bookshelf or DVD collection and
list five things on Amazon or eBay to sell.
- Check your credit report. Go
to AnnualCreditReport.com to make sure your records are
accurate and up-to-date. (It’s free.)
- Go to your library.Brushing
up on new skills doesn’t have to be expensive, and neither does
entertainment. You already pay for your local library and community
center, so check out free books, DVDs, CDs and classes.
- Become more financially savvy each
day.Sign up for email updates from your bank or favorite
financial blogs that give you easy daily inspiration to manage
- Take the next step toward your
goals.Take the plunge and sign up for a dating site, weight
loss tracker, brainstorming forum or exercise website. Many sites
offer free videos, worksheets or tools to help you kick-start your
goals without spending a penny.
Shannyn Allan is a blogger at FrugalBeautiful.com who writes
about fitness, finance and fashion to help you live a frugal and
beautiful life. Find her on Twitter @FrugalBeautiful.