Saving Money Blog

Friday, January 6, 2012 9:32 am
By Janet Reusch · Bankrate.com

According to a very unofficial and unscientific poll on Bankrate’s Facebook page, some of our fans have a New Year’s resolution to launch a side business or freelance to earn extra cash in 2012. Whether your want to win over corporate clients or sell some refurbished furniture on Etsy, you’ll need a marketing strategy so

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Wednesday, January 4, 2012 1:42 pm
By Naomi Mannino · Bankrate.com

Are you like millions of Americans who swore to tell their bank to take a hike? Well, I’m one who actually did it. My 2012  resolutions have to do with fighting back for bad service and overzealous fees. I’m not alone in my frustration over these issues. About 30 percent of U.S. consumers said they’d leave

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Friday, December 30, 2011 10:00 am
By Naomi Mannino · Bankrate.com

It will be a happier new year for minimum-wage earners in eight states.  Hourly rates will increase between 28 and 37 cents per hour Jan. 1, 2012, for Arizona, Colorado, Florida, Montana, Ohio, Oregon, Washington and Vermont. This raise amounts to $582 to $770 more to spend (or save) per year for a full-time worker. So how

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Tuesday, December 27, 2011 3:53 pm
By Naomi Mannino · Bankrate.com

I never pay full price for anything, so I collected store coupons and tracked prices and deals for weeks to save money on my holiday shopping.  Here are all the different ways I found savings and what my shopping list looked like. Holiday coupons and deals Item Coupon/savings Source Slippers $10 off $20 purchase Old Navy

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Friday, December 23, 2011 12:17 pm
By Naomi Mannino · Bankrate.com

In an article from The Boston Globe titled, “Take that back! Returns are big for the holidays,” the reporter found that consumers are returning holiday purchases now, before Christmas, as a function of buyer’s remorse and families needing more money as December wears on. I decided to find out how big a trend that really

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Thursday, December 22, 2011 10:22 am
By Naomi Mannino · Bankrate.com

It’s no longer a theory.  Now studies have proven that being relaxed or happy in a store makes you spend more, as I found out firsthand when carrying around my glass of champagne in the boot department with a friend at a Nordstrom after-hours shopping party. In fact, a recent study in the Journal of

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Tuesday, December 20, 2011 2:24 pm
By Naomi Mannino · Bankrate.com

In 2009, my then-unemployed husband spent money and left us vulnerable to identity theft because of a job scam. In response, I wrote an expose about job scams for the St. Petersburg Times titled “Frayed emotions make it easy to fall for job-hunting scams.” Since then, he has also fallen for the job-retraining scam where the “school”

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Friday, December 16, 2011 10:00 am
By Naomi Mannino · Bankrate.com

This year, saving money on travel has gotten even more complicated but still, AAA forecasts 91.9 million Americans will travel at least 50 miles away from home between Dec. 23, 2011 and Jan. 2, 2012, an increase over last year.  And, about 27 percent of the total U.S. population will hit the road by car,

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Wednesday, December 14, 2011 12:04 pm
By Naomi Mannino · Bankrate.com

Consumers have been flexing their smart-spending muscles, using smartphone price-checking against the retailers to get the best price they can find. But are retailers secretly trying to thwart this shopping behavior? After all, it’s pitting them against each other based only on the lowest price. “An increasing number of consumers are coming into the stores

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Friday, December 9, 2011 5:20 pm
By Naomi Mannino · Bankrate.com

Do you have  your heart set on a pair of UGG boots for yourself or someone else this season? UGG is notorious for its full price items, never offering any promotions until after season, so it’s usually a holiday budget buster. But holiday markdown mania has finally hit UGG and you can snag a pair

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