Saving Money Blog

Tuesday, January 10, 2012 5:20 pm
By Naomi Mannino · Bankrate.com

Every month, I clean out my pile of expired coupons. This was made even more annoying recently when I realized I was removing unused printed online coupons — a lot of them.  That’s the same day my $15 black ink cartridge went empty, which prompted me to wonder: How much was I spending to save

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Monday, January 9, 2012 10:00 am
By Janet Reusch · Bankrate.com

If you’re trying to save money or land a job, you can still have a fun, exciting hobby that doesn’t cost anything but time. Sandra Grauschopf, the Contests and Sweepstakes Guide for About.com, started entering sweepstakes as a hobby. Unlike gambling and playing the lotto, it doesn’t cost any money to enter. “It’s pure profit

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Friday, January 6, 2012 3:40 pm
By Naomi Mannino · Bankrate.com

You can imagine that because I am a personal finance reporter, I read stacks and stacks of personal finance books. But only two get taken out repeatedly and are dog-eared with coffee stains because they give me that proverbial kick in the butt to do something about my finances and they tell me what and

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Friday, January 6, 2012 9:32 am
By Janet Reusch · Bankrate.com

According to a very unofficial and unscientific poll on Bankrate’s Facebook page, some of our fans have a New Year’s resolution to launch a side business or freelance to earn extra cash in 2012. Whether your want to win over corporate clients or sell some refurbished furniture on Etsy, you’ll need a marketing strategy so

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Wednesday, January 4, 2012 1:42 pm
By Naomi Mannino · Bankrate.com

Are you like millions of Americans who swore to tell their bank to take a hike? Well, I’m one who actually did it. My 2012  resolutions have to do with fighting back for bad service and overzealous fees. I’m not alone in my frustration over these issues. About 30 percent of U.S. consumers said they’d leave

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Friday, December 30, 2011 10:00 am
By Naomi Mannino · Bankrate.com

It will be a happier new year for minimum-wage earners in eight states.  Hourly rates will increase between 28 and 37 cents per hour Jan. 1, 2012, for Arizona, Colorado, Florida, Montana, Ohio, Oregon, Washington and Vermont. This raise amounts to $582 to $770 more to spend (or save) per year for a full-time worker. So how

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Tuesday, December 27, 2011 3:53 pm
By Naomi Mannino · Bankrate.com

I never pay full price for anything, so I collected store coupons and tracked prices and deals for weeks to save money on my holiday shopping.  Here are all the different ways I found savings and what my shopping list looked like. Holiday coupons and deals Item Coupon/savings Source Slippers $10 off $20 purchase Old Navy

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Friday, December 23, 2011 12:17 pm
By Naomi Mannino · Bankrate.com

In an article from The Boston Globe titled, “Take that back! Returns are big for the holidays,” the reporter found that consumers are returning holiday purchases now, before Christmas, as a function of buyer’s remorse and families needing more money as December wears on. I decided to find out how big a trend that really

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Thursday, December 22, 2011 10:22 am
By Naomi Mannino · Bankrate.com

It’s no longer a theory.  Now studies have proven that being relaxed or happy in a store makes you spend more, as I found out firsthand when carrying around my glass of champagne in the boot department with a friend at a Nordstrom after-hours shopping party. In fact, a recent study in the Journal of

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Tuesday, December 20, 2011 2:24 pm
By Naomi Mannino · Bankrate.com

In 2009, my then-unemployed husband spent money and left us vulnerable to identity theft because of a job scam. In response, I wrote an expose about job scams for the St. Petersburg Times titled “Frayed emotions make it easy to fall for job-hunting scams.” Since then, he has also fallen for the job-retraining scam where the “school”

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