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Social Security returns to paper

By Jennie L. Phipps ·
Tuesday, April 22, 2014
Posted: 4 pm ET

Beginning in September, Social Security will resume sending out personalized benefit statements. These statements used to arrive via snail mail annually but were discontinued in 2011 when the budget was tight.

Social Security hasn't made any official announcements, but its press spokesmen have been telling reporters who ask that the new statements will go out only on key birthdays, in advance of ages 25, 30, 35, 40, 45, 50, 55 and 60 and older, and only to people who aren't receiving Social Security and who haven't registered for a personalized digital Social Security statement.

The Social Security Administration will resume sending paper statements to some people.

The Social Security Administration will resume sending paper statements to some people.

Social Security introduced the digital statements about the time it stopped sending paper statements. The agency saved an estimated $70 million annually.

These digital statements are a great retirement planning tool.  If you haven't already done so, set up a personalized account at There you will be able to see all your key Social Security information, including how much you've paid in, how much your employers have contributed, and how much you are eligible to receive as a disability payment for you and your family, as well as how much you will qualify for in retirement benefits at ages 62, your full retirement age, and your maximum benefit at age 70.

Anyone 18 and older can sign up for one of these online accounts. Be prepared to type in your Social Security number, a mailing address and an email address. You'll also be asked some security questions about former employers and addresses. Your answers must match what Social Security or the credit agency Experian has on file. Experian manages Social Security's online security verification process. The questions aren't hard, but they aren't information that you are likely to have in your wallet. That's by design. If you don't get the answers right, you'll have to try again later or go to a Social Security office and verify your identity.

Once you have established the account, you can examine the numbers there or download a PDF of the entire report and stick it in your file cabinet in case you want to take a look in the future without going through the log-in process. Don't worry: Your Social Security number isn't on the PDF.

Learn how to invest for success in your 401(k) plan.

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April 24, 2014 at 9:20 am

Roy, its not DSI, its SSDI, social security disability insurance

John C.
April 24, 2014 at 9:07 am

Those. to those that agree. sorry....

John C.
April 24, 2014 at 9:04 am

To the rest, if you have a problem with something do something about it. If you make minimum wage get qualified for and find something better. We all make decisions throughout our lives and we should not count on our government or our parents to fix bad decisions. To put this in perspective I am a drop out and a convicted felon and I am doing very well, so I do not respect excuses. To quote the famous band Rush, "even if you don't decide you still have made a choice".
and thanks to that agree !!

John C.
April 24, 2014 at 8:49 am

To some, I have done some research. After correcting for a 6.7% unemployment rate there are 181 million employment aged citizens (18-64) paying 6.2% of their income plus 6.2% from the employer into the S.S. fund. That money is earning interest while in the fund and paying out to 40 million retirement age (65+ years of age) citizens at a rate of return that is most likely much more than 6.2% of whatever their income was while employed. That is an approximate ratio of 4.5:1, adding the investment returns there would be no reason for failure of the system save gross miss-management or intentional discontinuation.
For our government and others concerned, charging individuals the mere $.32 ($70 million / 221 million statements) per mailing it costs for a paper statement every year would be unnoticeable and would null and void any concern.
Bottom line the way I see it is that the $3100 a year I pay in is a pretty good investment considering I should (according to my last paper statement) get just about half that EVERY MONTH after I hit retirement age. AND our government, like most of the populous, love drama. It gets them noticed and keeps us interested. Yada, Yada, Yada.

Traid Domon
April 24, 2014 at 1:52 am

Learning to trade has been the answer to my dreams, and where I learned how to trade because I've never traded before is a place called Traders Superstore. These guys are great so helpful to a new trader like I was, if you get stuck with something or need help they are there to help you and very knowledgeable in trading. So I tell people stop working for somebody else and work for yourself, just learn to trade.

April 24, 2014 at 1:04 am

Wanda L
They been saying that the senators and the others should be on SS fund, but they are not yet. They should not get a retirement check for one term or even two, and there should be term limits TWO AND YOUR OUT, any longer and they become crooks, but some are quick learners too.

April 24, 2014 at 12:50 am

The ones that die before collecting. Their funds stay in the fund and is used by some that worked under the table as they call it and never pay into the fund or any other tax, and get a very low payment to them, I know one that only worked 3 yrs. at a regular job and complained that he only gets $200.00 a month, but had enough to die of alcohol by 66 yrs.old

April 24, 2014 at 12:11 am

you pay a portion of your wage, I forget the percentage every pay check until you retire or if injured or sick and can't work any more for a long time or ever again and then need to use Disability Social Security called DSI.

April 23, 2014 at 11:12 pm

How come all of a sudden there are funds to send snail mail S.S statements? via postal mail? And on our tax forms, why are we being taxed again on our Social security benefits, when we already paid our taxes into this social security system?

April 23, 2014 at 11:10 pm

How come all of a sudden there are funds to send snail mail S.S statements? via postal mail? And on our tax forms, why are we being taxed again on our Social security benefits, when we already paid our taxes into this system?