Retirement Blog

Sunday, October 23, 2011 6:00 am
By Jennie L. Phipps · Bankrate.com

There are lots of good reasons to start a small business in retirement. Making a little money so you don’t have to take as much out of your savings is one of them. But there are others. I had lunch not long ago at a writers conference and sat next to a woman who was

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Friday, October 21, 2011 4:16 pm
By Barbara Whelehan · Bankrate.com

The IRS yesterday announced changes in cost-of-living adjustments that will affect how much we can contribute to our workplace retirement plans next year. Actually, it won’t affect most people since most people don’t contribute up to the limit. In fact, according to a LIMRA survey released earlier this week, 55 percent of adults don’t contribute

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Thursday, October 20, 2011 4:41 pm
By Jennie L. Phipps · Bankrate.com

With most states looking for ways to pay for government employee pension obligation, how much money government employees earn in retirement vs. the rest of us is a hot topic in many retirement planning circles. The Center of Retirement Research at Boston College examined whether government employees get a better retirement deal, ending up richer

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Wednesday, October 19, 2011 1:53 pm
By Jennie L. Phipps · Bankrate.com

It’s official: Social Security recipients are getting a 3.6 percent raise, thanks to an increase in the measurement of the cost of living. My 65-year-old, grumpy, accountant husband  doesn’t think this is such great retirement planning news. He points out that Social Security recipients are faring better than savers. He says, “Normally, with 3.6 percent

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Tuesday, October 18, 2011 4:16 pm
By Jennie L. Phipps · Bankrate.com

This is National Save for Retirement Week. A good time to encourage the next generation to start doing some retirement planning. If you’ve ever tried it, chances are you know that getting kids in their 20s to save is a challenge. One of my sons just cashed out the automatic retirement plan he had when

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Monday, October 17, 2011 3:23 pm
By Jennie L. Phipps · Bankrate.com

We went to my husband’s Navy reunion last week. The group had shrunk — 24 guys died last year, a record for us. But the other thing that kept people away from the event in Mobile, Ala., was the cost. So many people won’t or can’t travel because they are worried about money. Their savings

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Sunday, October 16, 2011 11:10 am
By Jennie L. Phipps · Bankrate.com

My husband and I are building a house on Lake Erie. We hemmed and hawed about it for a long time and finally decided that this was a part of our retirement planning that we didn’t want to forgo, even though the housing economy in Michigan is dreadful. We came to this conclusion after looking

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Friday, October 14, 2011 2:43 pm
By Barbara Whelehan · Bankrate.com

More than half (54 percent) of full-time workers from ages 21 to 64 participated in their employer’s retirement plan last year, according to a report released earlier this week by the Employee Benefit Research Institute. Among all workers, including part-timers, the participation level was 40 percent. That means a lot of people slip through the

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Thursday, October 13, 2011 3:15 pm
By Jennie L. Phipps · Bankrate.com

If you are considering enrolling in a Medicare Advantage plan during this year’s open enrollment, which starts Saturday, Oct. 15 and ends Dec. 7 — earlier than it has in previous years — be prepared to do some research. This is not a retirement planning decision to be made lightly. Here’s some advice, some of

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Wednesday, October 12, 2011 9:30 am
By Jennie L. Phipps · Bankrate.com

Here’s more about Medicare Open Enrollment, which starts Saturday, Oct. 15 and ends Dec. 7 — earlier than it has in previous years. Figuring out how to manage health care costs is a key part of retirement planning. Here are some of the things the Medicare Rights Center advises that you do: Read your Annual

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