Retirement Blog

Thursday, October 27, 2011 3:19 pm
By Jennie L. Phipps · Bankrate.com

Our retirement planning has implications I would never have considered before I talked to an economist yesterday. Six of the most affluent counties surrounding Detroit — and not including the county poor beat up Detroit is in — have lost about 350,000 jobs in the last 10 years. Economist Donald Grimes, senior researcher for the

» Read more
Wednesday, October 26, 2011 4:22 pm
By Jennie L. Phipps · Bankrate.com

I think we can all agree our retirement planning would be a lot easier if we had good, specific and unbiased  advice about how best to manage our 401(k)s. But laws that protect us from advice that isn’t unbiased also have made it very difficult for us to receive any useful retirement investment advice through

» Read more
Tuesday, October 25, 2011 3:06 pm
By Jennie L. Phipps · Bankrate.com

An expected 3 million Europeans are preparing to take to the streets in protest next month over government plans to raise the age of public pension eligibility and rejigger how pensions are calculated in a way that will reduce what most people get or would get. The Financial Times points out that life expectancy is

» Read more
Monday, October 24, 2011 2:10 pm
By Jennie L. Phipps · Bankrate.com

Despite the gloomy economy, some workers are convinced they’ll be able to retire early. About  21 percent of workers surveyed told Transamerica Center for Retirement Studies they intend to retire before age 65. What’s the secret to their optimism when the remaining 79 percent of workers expect to work past age 65, and 49 percent

» Read more
Sunday, October 23, 2011 6:00 am
By Jennie L. Phipps · Bankrate.com

There are lots of good reasons to start a small business in retirement. Making a little money so you don’t have to take as much out of your savings is one of them. But there are others. I had lunch not long ago at a writers conference and sat next to a woman who was

» Read more
Friday, October 21, 2011 4:16 pm
By Barbara Whelehan · Bankrate.com

The IRS yesterday announced changes in cost-of-living adjustments that will affect how much we can contribute to our workplace retirement plans next year. Actually, it won’t affect most people since most people don’t contribute up to the limit. In fact, according to a LIMRA survey released earlier this week, 55 percent of adults don’t contribute

» Read more
Thursday, October 20, 2011 4:41 pm
By Jennie L. Phipps · Bankrate.com

With most states looking for ways to pay for government employee pension obligation, how much money government employees earn in retirement vs. the rest of us is a hot topic in many retirement planning circles. The Center of Retirement Research at Boston College examined whether government employees get a better retirement deal, ending up richer

» Read more
Wednesday, October 19, 2011 1:53 pm
By Jennie L. Phipps · Bankrate.com

It’s official: Social Security recipients are getting a 3.6 percent raise, thanks to an increase in the measurement of the cost of living. My 65-year-old, grumpy, accountant husband  doesn’t think this is such great retirement planning news. He points out that Social Security recipients are faring better than savers. He says, “Normally, with 3.6 percent

» Read more
Tuesday, October 18, 2011 4:16 pm
By Jennie L. Phipps · Bankrate.com

This is National Save for Retirement Week. A good time to encourage the next generation to start doing some retirement planning. If you’ve ever tried it, chances are you know that getting kids in their 20s to save is a challenge. One of my sons just cashed out the automatic retirement plan he had when

» Read more
Monday, October 17, 2011 3:23 pm
By Jennie L. Phipps · Bankrate.com

We went to my husband’s Navy reunion last week. The group had shrunk — 24 guys died last year, a record for us. But the other thing that kept people away from the event in Mobile, Ala., was the cost. So many people won’t or can’t travel because they are worried about money. Their savings

» Read more
Page 82 of 124« First...102030...8081828384...90100110...Last »