Retirement Blog

Monday, December 12, 2011 3:02 pm
By Jennie L. Phipps · Bankrate.com

I like this retirement planning survey from insurance company The Hartford. It surveyed people living in retirement and found that people who had made the leap were glad they did. Some 77 percent said, “I am happier now that I am retired.” About 42 percent wish they had retired sooner. Twenty-two percent say they are

» Read more
Sunday, December 11, 2011 6:00 am
By Jennie L. Phipps · Bankrate.com

If you left a 401(k) with a former employer, now might be a good time to reconsider moving it. The best reason to roll your 401(k) out of your former employer’s plan is convenience, says Spencer Williams, who is the CEO of RSI, a Charlotte, N.C., firm that manages retirement account transfers for corporations.  It’s a

» Read more
Friday, December 9, 2011 8:00 pm
By Barbara Whelehan · Bankrate.com

It’s a foregone conclusion that most people want to keep more of their earnings in their pocket by paying less in taxes. But some people are questioning the wisdom of extending the payroll tax cut adopted last year. Our leader, however, is adamant about extending them. “This is about making sure that everybody is doing

» Read more
Thursday, December 8, 2011 6:19 pm
By Jennie L. Phipps · Bankrate.com

For many, retirement brings serious financial challenges. If that’s true for you, here’s some information to factor into your retirement planning. More than 80 percent of people 60 and older with incomes that are less than 250 percent of the federal poverty level are eligible for –  but not enrolled — in one or more

» Read more
Wednesday, December 7, 2011 4:07 pm
By Jennie L. Phipps · Bankrate.com

Does your retirement planning include how you will get around when you are too old to drive? Florida State University surveyed Floridians 50 and older to determine how they thought they were going to get around when they were no longer able to get behind the wheel themselves. 23 percent said they will rely on

» Read more
Tuesday, December 6, 2011 4:39 pm
By Jennie L. Phipps · Bankrate.com

A team of economic researchers at Harvard University and Yale University rounded up MBA students and staffers and asked them to choose which index funds were the best investments. Despite having loads of experience and lots of brain power — the MBA students were from the Wharton School at the University of Pennsylvania, one of

» Read more
Monday, December 5, 2011 4:33 pm
By Jennie L. Phipps · Bankrate.com

A reform of Social Security has to be chief among the considerations that younger workers have as they think about retirement planning. A reform plan outlined a year ago by President Barack Obama’s fiscal commission is attracting more attention since the deficit-reduction “Super Committee” failed to agree. Last year’s bipartisan panel, chaired by Erskine Bowles

» Read more
Sunday, December 4, 2011 6:00 am
By Jennie L. Phipps · Bankrate.com

Rising Medicare costs are daunting and could adversely affect even the most carefully considered retirement planning, but reforms that aren’t well considered could be equally costly. A new report by the Urban Institute, a nonprofit public-policy think tank, calculates that the healthcare reform — the Affordable Care Act — will reduce the projected growth of

» Read more
Friday, December 2, 2011 3:25 pm
By Barbara Whelehan · Bankrate.com

No doubt you heard that American Airlines’ parent company, AMR, filed for bankruptcy earlier this week. But is it true its underfunded pensions are the main reason behind the filing? That was the question raised in a story appearing on ai-cio.com, an industry publication for institutional investors. It appears that the company is carrying too

» Read more
Thursday, December 1, 2011 1:44 pm
By Jennie L. Phipps · Bankrate.com

Taking a hard look at your 401(k) is a great end-of-the-year retirement-planning step. Review your bottom line. Are you on target to have an adequate amount of savings on your preferred retirement date? If not, now is the time to take action. Increase your savings rate. Very few of us are saving too much. Even

» Read more
Page 81 of 127« First...102030...7980818283...90100110...Last »