Retirement Blog

Tuesday, December 6, 2011 4:39 pm
By Jennie L. Phipps · Bankrate.com

A team of economic researchers at Harvard University and Yale University rounded up MBA students and staffers and asked them to choose which index funds were the best investments. Despite having loads of experience and lots of brain power — the MBA students were from the Wharton School at the University of Pennsylvania, one of

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Monday, December 5, 2011 4:33 pm
By Jennie L. Phipps · Bankrate.com

A reform of Social Security has to be chief among the considerations that younger workers have as they think about retirement planning. A reform plan outlined a year ago by President Barack Obama’s fiscal commission is attracting more attention since the deficit-reduction “Super Committee” failed to agree. Last year’s bipartisan panel, chaired by Erskine Bowles

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Sunday, December 4, 2011 6:00 am
By Jennie L. Phipps · Bankrate.com

Rising Medicare costs are daunting and could adversely affect even the most carefully considered retirement planning, but reforms that aren’t well considered could be equally costly. A new report by the Urban Institute, a nonprofit public-policy think tank, calculates that the healthcare reform — the Affordable Care Act — will reduce the projected growth of

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Friday, December 2, 2011 3:25 pm
By Barbara Whelehan · Bankrate.com

No doubt you heard that American Airlines’ parent company, AMR, filed for bankruptcy earlier this week. But is it true its underfunded pensions are the main reason behind the filing? That was the question raised in a story appearing on ai-cio.com, an industry publication for institutional investors. It appears that the company is carrying too

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Thursday, December 1, 2011 1:44 pm
By Jennie L. Phipps · Bankrate.com

Taking a hard look at your 401(k) is a great end-of-the-year retirement-planning step. Review your bottom line. Are you on target to have an adequate amount of savings on your preferred retirement date? If not, now is the time to take action. Increase your savings rate. Very few of us are saving too much. Even

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Wednesday, November 30, 2011 3:29 pm
By Jennie L. Phipps · Bankrate.com

Starting a third career in your 60s is a daunting prospect. But Merilee Griffin, a former high school English and social studies teacher in Lansing, Mich., has practice. She took early retirement from the public school system and went into the public relations business, then she  returned to Michigan State to earn a Ph.D. Her

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Tuesday, November 29, 2011 11:48 pm
By Jennie L. Phipps · Bankrate.com

Companies that make a profit off of providing investment advice are looking hungrily for ways to persuade people involved in retirement planning to turn to them for advice. While they’d like to grab customers who are really affluent, they are also finding ways to sell their services to what is known as the Mass Affluent

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Monday, November 28, 2011 4:36 pm
By Jennie L. Phipps · Bankrate.com

The Securities and Exchange Commission has released a very straight-forward and useful guide to retirement planning scams. If you are within shouting distance of retirement, chances are you’ve been approached by someone promising you the moon. Probably, you’ve been smart enough to say no and run the other direction. But the scammers get better all

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Sunday, November 27, 2011 6:00 am
By Jennie L. Phipps · Bankrate.com

Former Speaker of the House and current Presidential hopeful Newt Gingrich created a storm last week when he suggested that young people should be allowed to bypass traditional Social Security in favor of private investment retirement accounts. Under Gingrich’s plan, the employer share of Social Security would go to pay benefits for current employees, but

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Thursday, November 24, 2011 6:00 am
By Jennie L. Phipps · Bankrate.com

I’ve given up cooking Thanksgiving dinner. My daughter is hosting. I’m making gravy because nobody else has yet mastered how to get it just right. The best thing about getting old is being able to do what you want — at least some of the time. I keep thinking about that as my husband and

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