Retirement Blog

Thursday, January 12, 2012 1:51 pm
By Jennie L. Phipps · Bankrate.com

Winnebago Chairman of the Board Bob Olson, 60, is hanging up his work boots this month. After 43 years of working for a company that promotes leisure travel, he and his wife Kathy are going to follow company advice and take an extended Winnebago road trip. “We’re going to spend a month on the road.

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Wednesday, January 11, 2012 5:42 pm
By Jennie L. Phipps · Bankrate.com

The cost of health care is a real retirement planning wild card. That makes being able to depend on Medicare coverage a blessing, even if it’s not the total answer. Bankers Life, which is a provider of Medicare supplement and Advantage programs, surveyed Americans between the ages of 47 and 75 who had household incomes

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Tuesday, January 10, 2012 3:18 pm
By Jennie L. Phipps · Bankrate.com

Our retirement planning ought to insure that we can stand on our own two feet without relying on somebody else’s help, but it’s a good feeling to know that if things don’t go as planned,  a family member will be willing to step in and help out. It doesn’t matter what generation they are, Americans

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Monday, January 9, 2012 3:34 pm
By Jennie L. Phipps · Bankrate.com

One result of the Great Recession was a terrifying decline in 401(k) values that hit people who were too heavily invested in their employer’s stock especially hard. Many of those employees and former employees have sued, saying their employers were wrong in requiring or even encouraging workers to invest in company equities. Attorney Gerald L.

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Sunday, January 8, 2012 6:00 am
By Jennie L. Phipps · Bankrate.com

The University of California system is introducing a new phased-in retirement plan to encourage older university staffers to retire over a maximum three-year period. This program is likely to become a retirement-planning trend. The state of California has sharply curtailed funding of its university systems, explains spokeswoman Dianne Klein. The cutbacks came at a time

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Friday, January 6, 2012 5:19 pm
By Barbara Whelehan · Bankrate.com

As you prepare for retirement, are you more concerned about money — how to convert your savings into a lifelong income stream — than about the radical change of lifestyle you will experience when you quit your job for good? Apparently, many retirees are having difficulty coping. The January issue of Investment Advisor reveals a

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Thursday, January 5, 2012 2:11 pm
By Jennie L. Phipps · Bankrate.com

For many people who are employed in public service jobs, this year’s retirement planning dilemma is the downsizing of retirement benefits. These cuts usually don’t affect people already retired or retiring soon — although reductions in interest rates and inflation adjustments may. For some public employees close to retirement age, retiring right away will net

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Wednesday, January 4, 2012 5:09 pm
By Jennie L. Phipps · Bankrate.com

The Community Living Assistance Services and Supports Act, or CLASS Act, has been dismissed, but that doesn’t diminish the need to consider long-term care as a part of retirement planning. CLASS was part of the health care reform law. It would have created a national voluntary long-term care insurance program, providing working adults with a

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Tuesday, January 3, 2012 2:15 pm
By Jennie L. Phipps · Bankrate.com

Whenever my husband speaks about fully retiring, he brings up the name of an old friend who hung up his work boots when he turned 65 — without doing an ounce of retirement planning. This man had spent the last 30 years of his life as a top-level corporate executive, working constantly. He retired with

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Monday, January 2, 2012 6:00 am
By Jennie L. Phipps · Bankrate.com

Only 19 percent of small businesses offer their employees a 401(k) or other employee self-funded retirement plan, according to a survey last fall by Nationwide Financial of more than 500 small business owners. A 401(k) savings plan seems like an inexpensive perk — a few hundred to a few thousand dollars for the paperwork. Without

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