Retirement Blog

Sunday, July 18, 2010 10:30 am
By Jennie L. Phipps · Bankrate.com

Do you know how much your 401(k) provider charges you in fees? It can have a big impact on your retirement planning. It’s hard to calculate savings if you don’t know how much in fees the total is being reduced by. Most people get their 401(k) retirement savings plans through their employers and even if they

» Read more
Friday, July 16, 2010 2:44 pm
By Barbara Whelehan · Bankrate.com

You may have heard predictions of gloom and doom for the stock market lately. The ruckus emanates from market forecaster and technical analyst Robert Prechter, who was profiled in a recent New York Times article. He predicts the Dow will drop to below 1,000 over the next five or six years. He advises everyone to

» Read more
Thursday, July 15, 2010 4:48 pm
By Jennie L. Phipps · Bankrate.com

My husband and I paid our long-term care insurance this week, and I nearly fainted when I saw the bill. For the two of us — I’m 59 and he’s 64 — we paid almost $3,500. In my book, that’s a lot for a year’s worth of insurance — especially for two people who are

» Read more
Wednesday, July 14, 2010 1:59 pm
By Jennie L. Phipps · Bankrate.com

Periodically, the Employee Benefit Research Institute, a think tank, puts out some report about how retirement incomes are going to be too low or health care costs  too high for retirees. The message seems to be that because of poor retirement planning, most of us are going to be living in cardboard boxes before all

» Read more
Tuesday, July 13, 2010 2:06 pm
By Jennie L. Phipps · Bankrate.com

Before you turn over your retirement savings to an investment adviser, hammer out a retirement plan that confirms the kinds of investments you are interested in making and the level of risk you are willing to take. Fort Lauderdale, Fla., securities fraud attorney Mark A. Tepper has made a career out of representing people who

» Read more
Tuesday, July 13, 2010 9:18 am
By Jennie L. Phipps · Bankrate.com

Rocker and TV personality Ozzy Osbourne, who is currently on his annual Ozzfest tour, told FHM magazine that he tried retirement and “it was absolutely boring.” “You can’t go and say, ‘I’m retired now. That’s it!’ It won’t take long and you’re really gone for good and someone throws the last shovel of dirt on

» Read more
Sunday, July 11, 2010 10:30 am
By Jennie L. Phipps · Bankrate.com

The International Monetary Fund on Thursday scolded the United States about its debt level and – among other things — recommended cutting Social Security. That’s easy for them to say since they don’t have to run for office or deal with the reality that 26 percent of retirees depend solely on Social Security. The National Center

» Read more
Friday, July 9, 2010 2:17 pm
By Barbara Whelehan · Bankrate.com

Most people check their blood pressure on occasion to make sure it falls within normal ranges. But how often do we do a retirement readiness checkup to determine if we’ll have enough retirement income someday? Retirement-asset needs will vary dramatically, of course, depending on individual household needs, but it’s helpful to have some sort of

» Read more
Thursday, July 8, 2010 1:35 pm
By Jennie L. Phipps · Bankrate.com

If you are one of those employees who always finishes most years with more paid time off than you are able to use, a recent IRS ruling might let you turn your unused PTO into retirement savings. To make this work, your employer will have to agree and probably modify the company 401(k) plan so

» Read more
Wednesday, July 7, 2010 2:32 pm
By Jennie L. Phipps · Bankrate.com

Retirement planning paralyzes people. Some 61 percent of baby boomers say they fear outliving their money in retirement more than they fear death, according to a survey of 3,200 boomers by Allianz Life Insurance Co. But 31 percent said they don’t know what their expenses will be in retirement, and 36 percent have no idea

» Read more
Page 124 of 127« First...102030...122123124125126...Last »