Retirement Blog

Tuesday, October 19, 2010 4:42 pm
By Jennie L. Phipps · Bankrate.com

Figuring out if you’ve saved enough to pay for health care is one of the retirement planning challenges, and the uncertainty about how health care reform will affect Medicare and other insurance plans doesn’t make things any easier. Lots of people object to health care reform, but Medicare, which incorporates many of the same principals,

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Monday, October 18, 2010 4:23 pm
By Jennie L. Phipps · Bankrate.com

Last week, I covered a conference in Detroit on plug-in electric cars and was gratified that there were more gray hairs than trendy young things. I interviewed the CEO of Protean Electric, Bob Purcell, who used to head up General Motors Co.’s advanced technology group and launched the EV1, which led the way to today’s

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Sunday, October 17, 2010 10:00 am
By Jennie L. Phipps · Bankrate.com

How good is the 401(k) retirement plan offered to you by your employer? It can be hard to evaluate, though if your employer matches your contribution, it is almost always smart to save enough in your 401(k) to get the full match. Otherwise, you’re just leaving money on the table. But if your employer doesn’t

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Friday, October 15, 2010 1:21 pm
By Barbara Whelehan · Bankrate.com

Earlier this week, more than 1 million people flooded the streets of Paris to protest government plans to raise the retirement age for the country’s public pension system from 60 to 62. It was the fourth such strike this month. Serbia has plans to increase its early retirement age from 53 to 58, according to

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Thursday, October 14, 2010 3:52 pm
By Jennie L. Phipps · Bankrate.com

If your retirement planning includes saving in a 401(k) or other company-sponsored plan, here’s some important news that should, in the long run, make it much easier to save enough money to retire. The U.S. Department of Labor announced today that beginning Jan. 1, 2012, companies providing 401(k) accounts must also provide information about fees

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Wednesday, October 13, 2010 3:45 pm
By Jennie L. Phipps · Bankrate.com

Relying on retirement income from conservative investments is tough sledding these days. If your retirement planning doesn’t already include an aggressive savings plan, take a look at these numbers and reconsider. With the average one-year certificate of deposit yielding 1.16 percent, you’ll need a hair less than $2 million to earn an inflation-adjusted $50,000 annually

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Tuesday, October 12, 2010 1:37 pm
By Jennie L. Phipps · Bankrate.com

Ordinary people – those who live on the median U.S. household annual income of just over $50,000 – frequently don’t do a good job of retirement planning. The Society of Actuaries recently attempted to figure out why because in their view, failing to plan adequately for retirement is a huge life mistake. After looking at a mound

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Monday, October 11, 2010 4:30 pm
By Jennie L. Phipps · Bankrate.com

The government announced last week that Social Security recipients won’t get a cost of living allowance, or COLA, increase this year. This is the second year in a row that they haven’t gotten a bump. If you are nearing retirement, this is worthy of concern. Social Security COLAs are calculated every October by comparing the

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Sunday, October 10, 2010 10:00 am
By Jennie L. Phipps · Bankrate.com

My husband and I own a second home on Lake Erie. When we bought it, we figured that it was unlikely we would ever spend our retirement there because it is too small and not configured very well for old people. Here we are, verging on being old people, and the value of real estate in

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Thursday, October 7, 2010 4:39 pm
By Jennie L. Phipps · Bankrate.com

For the last couple of years, Wayne Copelin, a financial planner and owner of Copelin Financial Advisors in suburban Houston, says his retirement planning clients are increasingly people in their early-to-mid 50s who want to retire right away because they feel they can’t cope with the changing and increasingly stressful corporate environment. Most of his

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