Retirement Blog

Sunday, March 27, 2011 10:00 am
By Jennie L. Phipps · Bankrate.com

I went to a conference this week for people who work in what’s known as “custom content.” Not very long ago that was called advertising, but in this era of Facebook, YouTube and Twitter, lots of old things get new names. I hadn’t been to a professional conference in a long time, and it surprised me

» Read more
Friday, March 25, 2011 3:32 pm
By Barbara Whelehan · Bankrate.com

Not too long ago, if you had a job at the post office, you took job security for granted. But yesterday the postmaster general announced layoffs for 7,500 positions. Those who are age 50 with 20 years of service are eligible for early retirement packages — $20,000 to be paid out over two years. A

» Read more
Thursday, March 24, 2011 12:41 pm
By Jennie L. Phipps · Bankrate.com

Does your financial adviser see your retirement investments in the same way you do? If he or she doesn’t, join the club. MFS Investment Management surveyed its advisers separately from customers and concluded that there were substantial differences in the way the two groups viewed even the basics of investing. Twenty percent of advisers think a

» Read more
Wednesday, March 23, 2011 4:39 pm
By Jennie L. Phipps · Bankrate.com

Since most private employers traded in traditional defined benefit pension plans in favor of do-it-yourself 401(k)s, the big losers have been employees who aren’t investment gurus and can’t be expected to be. In the last couple of years, after the economic meltdown in 2008 and 2009 made that infinitely clear, there have been calls from

» Read more
Tuesday, March 22, 2011 2:13 pm
By Jennie L. Phipps · Bankrate.com

Health savings account can be a retirement planning boon. If you don’t have health insurance at work and you’re not old enough to qualify for Medicare, take a look at high-deductible health insurance plans that include a health savings account. Generally, the premiums on these are as modest as health insurance premiums get for people

» Read more
Monday, March 21, 2011 2:01 pm
By Jennie L. Phipps · Bankrate.com

My husband and I have been interviewing financial advisers. We were just about to make a decision when we ran the names of the two top contenders through FINRA BrokerCheck. FINRA is an acronym for the Financial Industry Regulatory Authority, a voluntary association that oversees about 630,820 registered securities representatives. Anyone can use BrokerCheck to

» Read more
Sunday, March 20, 2011 10:00 am
By Jennie L. Phipps · Bankrate.com

Owning a home these days isn’t always a blessing. Especially as you near retirement, it can get in the way of moving to a place where you’d rather live. Sometimes you can’t sell a house at all. Other times, you can’t sell it for enough to pay off the mortgage. And even if there is

» Read more
Friday, March 18, 2011 3:19 pm
By Barbara Whelehan · Bankrate.com

The 21st annual Retirement Confidence Survey that Jennie Phipps wrote about earlier this week revealed that Americans are more pessimistic than ever before about their retirement prospects. It’s good that we’re finally facing reality. But I wonder: What do employers plan to do about it? Some hints were dropped earlier this week with the release

» Read more
Thursday, March 17, 2011 1:49 pm
By Jennie L. Phipps · Bankrate.com

The thought of working when you’re older than 65 doesn’t appeal to lots of people and it’s not part of their retirement planning. When I post anything about it here, there are always frustrated and even angry comments from people who feel: They deserve a break. They’ve worked and paid into Social Security since they

» Read more
Wednesday, March 16, 2011 4:01 pm
By Jennie L. Phipps · Bankrate.com

Over the long haul, the investments on which defined benefit pensions rest have done much better than the investments that make up 401(k) plans. The reasons are, in part, beyond our control. Most of us don’t have the investment skills that the professionals who manage conventional pensions do. Plus, there is at least one more

» Read more
Page 103 of 127« First...102030...101102103104105...110120...Last »