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Locating an account with a decent yield is pretty difficult right now. In order to find the best yields, you'll need to shop around thoroughly. Make sure to check online and at local institutions. If you're looking for a better money market account and rates in Irondequoit, NY, our rates survey can help.
Money market accounts can be a good place to keep your savings while looking for more lucrative investments. They offer a decent yield and are insured by the FDIC up to $250,000 per depositor per bank. Shop around thoroughly for a money market account and rates in Irondequoit, NY, and in other areas of New York.
Money market account and rates in Irondequoit, New York
Here are the money market account rates in Irondequoit, NY, as of 10:00 a.m.
| Bank Institutions | Intro Rate | Intro Months | Rate After Intro | APY | Min Bal Open | Min Bal Avoid Fees | Monthly Fees |
| Ally | 0% | 0 | 0.84% | 0.84% | $0 | $0 | $0 |
| Canandaigua Natl B&TC | 0% | 0 | 0.1% | 0.1% | $2,500 | $1,000 | $6 |
| Citizens Bank | 0% | 0 | 0.05% | 0.05% | $2,500 | $2,500 | $10 |
| M&T Bank | 0% | 0 | 0.03% | 0.03% | $2,500 | $2,500 | $10 |
Calculate your money market account rate with our savings calculator.
You probably don't want to and this is why. Since you have that hhiger interest rate, I suspect there were some issues with your credit. Unless that has significantly improved, I would venture that you are not going to be quoted a rate that is low enough to make this refi pencil.Every refinance costs you thousands of dollars, so you have to consider how long you are going to stay in this house, pre-payment penalty, cost of the refi and interest savings before you sign on the line.