Despite the Fed keeping a hold on rates, there are still some institutions offering better-than-average deals on CDs. Make sure to compare yields at online banks and at credit unions, which both tend to offer better rates. You can use our survey to find the best CD rates in San Diego, CA, and in other areas of California.

Traditional CDs are insured up to $250,000 per depositor. But before you invest, it’s important to create a budget. CDs generally aren’t liquid, and most institutions will hit you with a stiff penalty if you withdraw your money early. Use our survey to find CD rates in San Diego, CA.

CD rates in San Diego, California

Here are the CD rates in San Diego, CA, as of 10:00 a.m. on Friday.

Institution APY Min Deposit
Ally 1.04% $0
Bank of America 0.25% $1,000
Pacific Trust Bank, FSB 0.3% $1,000
UnionBank 0.3% $350
Wells Fargo Bank 0.05% $2,500

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