CD rates continue to remain low throughout the country. The average one-year CD rate is still at 0.31 percent. But some banks and credit unions are offering rates well above the national average. You can find the best CD rates in New York City, NY, and in other areas of New York, by using our rates survey.

CDs are a safe investment, but they aren’t always the most liquid option. In fact, most institutions have stiff penalties for withdrawing your money early from a certificate of deposit. That’s why it’s important to create a budget before you start shopping for CD rates in New York City, NY.

CD rates in New York City, New York

Here are the one-year CD rates in New York City, NY, as of 10:00 a.m.

Institution APY Min Deposit
Ally 1.01% $0
Queens County Svgs Bk 0.6% $500
Chase Bank 0.2% $1,000
HSBC Bank USA, N.A. 0.05% $1,000

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