CD rates in Miami, FL, are pretty low. In fact, rates are low throughout the nation. The national average one-year CD rate is currently at 0.3 percent. Compare the best CD rates in Miami, FL, and in other areas of Florida with our survey.

Traditional certificates of deposit are insured up to $250,000 per depositor at banks by the FDIC. The NCUA insures them at credit unions up to the same amount. Check out our list of deals and find CD rates in Miami, FL.

CD rates in Miami, Florida

Here are the CD rates in Miami, FL, as of 10:00 a.m. on Friday.

Institution APY Min Deposit
Ally 1.04% $0
AmTrust Bank 0.6% $500
Citibank 0.25% $2,500
BankAtlantic 0.1% $5,000
Wells Fargo Bank 0.05% $2,500
Bank of America 0.03% $1,000

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