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The average one-year CD fell one basis point in our most recent rates survey to 0.28 percent -- a basis point is one-hundredth of a percentage point. That's not great news if you're looking to purchase a certificate of deposit. Fortunately, there are still some institutions paying much better-than-average rates. Use our research to find the best CD rates in Galveston, TX.
Insured up to $250,000 per depositor, CDs are a safe bet. Just keep in mind that they aren't the most liquid accounts. In fact, most institutions will hit you with a stiff penalty for withdrawing your money before the maturity date. Use our research to find CD rates in Galveston, TX, and in other areas of Texas.
CD rates in Galveston, Texas
Here are the one-year CD rates in Galveston, TX, as of 10:00 a.m.
| Institution | APY | Min Deposit |
| ableBanking | 1.05% | $1,000 |
| Ally | 1.04% | $0 |
| HomeTown Bank, NA | 0.55% | $1,000 |
| The Moody National Bank | 0.5% | $500 |
| Texas First Bank | 0.4% | $1,000 |
| Frost National Bank | 0.1% | $1,000 |
| Bank of America | 0.03% | $1,000 |
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