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Interest rates are staying south. And due to Fed policies, they may not be moving up anytime soon. But you can still find a better-than-average rate. Several institutions -- like online banks and credit unions -- are offering better deals. Use our research to find the best CD rates in Elmira, NY.
Insured up to $250,000 per depositor, CDs are a safe place to put your cash. But they aren't liquid accounts. Most institutions will hit you with a penalty that could eat up all of your interest and some of your principal if you withdraw your money before the maturity date. Use our research to find CD rates in Elmira, NY, and in other areas of New York.
CD rates in Elmira, New York
Here are the one-year CD rates in Elmira, NY, as of 10:00 a.m. on Friday.
| Institution | APY | Min Deposit |
| ableBanking | 1.05% | $1,000 |
| Ally | 1.04% | $0 |
| Five Star Bank | 0.3% | $500 |
| Chemung Canal Trust Company | 0.25% | $1,000 |
| Elmira Savings Bank | 0.1% | $500 |
| Community Bank, N.A. | 0.08% | $1,000 |
| HSBC Bank USA, N.A. | 0.05% | $1,000 |
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