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The average one-year CD rate is currently at 0.3 percent, which isn't much to take home. But there are still some institutions offering better-than-average rates. Credit unions and online banks, for example, tend to post higher yields. Use our research to find the best CD rates in Charleston, SC, and in other areas of South Carolina.
CDs are insured up to $250,000 per depositor. Just keep in mind that you're locking up your money for a specific amount of time when you invest in a CD. Most institutions have stiff penalties for withdrawing your money before the set maturity date. Our research can help you find CD rates in Charleston, SC, today.
CD rates in Charleston, South Carolina
Here are the one-year CD rates in Charleston, SC, as of 10:00 a.m.
| Institution | APY | Min Deposit |
| Ally | 1.04% | $0 |
| The National Bank of South Carolina | 0.25% | $1,000 |
| First FS&LA of Charleston | 0.2% | $1,000 |
| First Citizens B&T Co., Inc. | 0.1% | $500 |
| Bank of America | 0.03% | $1,000 |
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