It’s not easy to find a high yield right now, especially out of short-term CDs. The average one-year CD rate dropped in our most recent survey to 0.28 percent. Thankfully, there are some online banks and credit unions offering better-than-average rates. Use our research to find the best CD rates in Cambridge, MA, and in other areas of Massachusetts.

CDs are insured up to $250,000 per depositor. The FDIC insures them at banks and the NCUA insures them at credit unions. That makes them a safe place to keep your cash. Use our research to find CD rates in Cambridge, MA, today.

CD rates in Cambridge, Massachusetts

Here are the one-year CD rates in Cambridge, MA, as of 10:00 a.m. on Friday.

Institution APY Min Deposit
Ally 1.04% $0
ableBanking 1.05% $1,000
Cambridge Trust Company 0.4% $1,000
Citizens Bank of MA 0.05% $1,000

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