It's not easy to find a high yield right now, especially out of short-term CDs. The average one-year CD rate dropped in our most recent survey to 0.28 percent. Thankfully, there are some online banks and credit unions offering better-than-average rates. Use our research to find the best CD rates in Cambridge, MA, and in other areas of Massachusetts.
CDs are insured up to $250,000 per depositor. The FDIC insures them at banks and the NCUA insures them at credit unions. That makes them a safe place to keep your cash. Use our research to find CD rates in Cambridge, MA, today.
CD rates in Cambridge, Massachusetts
Here are the one-year CD rates in Cambridge, MA, as of 10:00 a.m. on Friday.
| Institution | APY | Min Deposit |
| Ally | 1.04% | $0 |
| ableBanking | 1.05% | $1,000 |
| Cambridge Trust Company | 0.4% | $1,000 |
| Citizens Bank of MA | 0.05% | $1,000 |
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