CD rates in Boston, MA, aren’t very high right now. In fact, yields are low throughout the nation. The average one-year CD rate is currently at 0.31 percent. It’s a good thing that some institutions are offering better deals. You can use our survey to find the best yields.

CDs are safe investments. The FDIC insures them up to $250,000 per depositor at banks. Are you banking at a credit union? Your money is insured up to the same amount by the NCUA. You can use our research to find the best CD rates in Boston, MA, and in other areas of Massachusetts.

CD rates in Boston, Massachusetts

Here are the CD rates in Boston, MA, as of 10:00 a.m.

Institution APY Min Deposit
Ally 0.95% $0
Middlesex Savings Bank 0.5% $250
Rockland Trust Company 0.45% $1,000
East Boston Savings Bank 0.5% $1,000
Bank of America 0.25% $1,000
Salem Five 0.25% $500
Cambridge Savings Bank 0.15% $1,000
Eastern Bank 0.1% $500
Sovereign Bank 0.1% $500
Citizens Bank of MA 0.05% $1,000

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