Car loan rates are low in South Dakota. In fact, rates are low throughout the country. The average national 48-month new-car loan is currently at 4.06 percent. You can use our research to find the lowest auto loan rates in Sioux Falls, SD.

All three lenders in this survey are offering rates lower than the national average. Just make sure to shop around thoroughly and compare the conditions and fees for each loan.

Our tools can help you compare auto loan rates in Sioux Falls, SD, today.

Auto loan rates in Sioux Falls, South Dakota

Here are the auto loan rates in Sioux Falls, SD, as of 10 a.m. on Thursday. The 48-month new-car loan rates vary from 2.19 percent to 3.99 percent.

Lender Product Rate
LightStream 48-month new car 2.19%
First Premier Bank 48-month new car 3.99%
PenFed 48-month new car 2.24%

Use our auto loan calculator to check your monthly car payment.