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It's not too difficult to find a low car loan rate right now. Lenders are offering rates well below the national average. But it's still important to shop around for the lowest rate. Use our rates survey to find the lowest auto loan rates in San Jose, CA, and in other areas of California.
It's a good idea to check your credit history before you start looking for a loan. Correcting errors on your credit report can give your score a bump, and lenders tend to offer the best rates to those with the best credit. Use our research to find auto loan rates in San Jose, CA.
Auto loan rates in San Jose, California
Here are the auto loan rates in San Jose, CA, as of 10:00 a.m. The 48-month new-car loan rates vary from 1.49 percent to 4.99 percent.
| Lenders | Product | Rates |
| Bank of America, N.A. | 48-month new car | 2.54% |
| Chase Bank | 48-month new car | 3.23% |
| Wells Fargo Bank | 48-month new car | 4.99% |
| Pentagon Federal Credit Union | 48-month new car | 1.49% |
| Simplicity Bank | 48-month new car | 2.49% |
Use our auto loan calculator to check your monthly car payment.
