Auto loan rates in Providence, RI, and in cities across the country are very low. The average national 48-month new-car loan rate is at 4.05 percent. And several lenders are offering rates lower than that average. You can use our tools to look for the best deals in Rhode Island.

One lender is offering 1.99 percent. But it’s important to compare the conditions and fees for each loan before settling on a lender.

Use our tools to shop for the lowest auto loan rates in Providence, RI, today.

Auto loan rates in Providence, Rhode Island

Here are the auto loan rates in Providence, RI, as of 10 a.m. on Friday. The 48-month new-car loan rates vary from 1.99 percent to 5.25 percent.

Lender Product Rate
Bristol County Savings Bank 48-month new car 5.25%
PenFed 48-month new car 1.99%
Washington Trust Co 48-month new car 4.75%
LightStream 48-month new car 2.19%

Use our auto loan calculator to check your monthly car payment.