Auto loan rates in Oakland, CA, are very low. The average national 48-month new-car loan is currently at 5.02 percent. That’s making financing very attractive. Our tools can help you find the lowest rates in California today.

It’s important to budget for the total cost of a vehicle. That means looking at maintenance, insurance and fuel costs in addition to the monthly payment. Search for auto loan rates in Oakland, CA, by using our research.



Auto loan rates in Oakland, California

Here are the auto loan rates in Oakland, CA, as of 10 a.m. on Friday. The 48-month new-car loan rates vary from 1.49 percent to 4.3 percent.

Lender Product Rate
Pentagon Federal Credit Union 48-month new car 1.49%
Chase Bank 48-month new car 2.88%
Bank of America 48-month new car 2.24%
LightStream 48-month new car 2.19%
Nationwide Bank 48-month new car 4.3%

Use our auto loan calculator to check your monthly car payment.