Looking to finance a new vehicle in California? It’s a good time to be shopping. Rates are low throughout the country. The average national 48-month new-car loan is currently at 4.11 percent. Use our research to shop for auto loan rates in Modesto, CA.

One lender in this survey recently has been offering 1.99 percent. But the conditions and fees for each institution vary. And that makes it important to compare loans before you settle on a lender.

Our tools can help you compare the best auto loan rates in Modesto, CA, today.

Auto loan rates in Modesto, California

Here are the auto loan rates in Modesto, CA, as of 10 a.m. on Friday. The 48-month new-car loan rates vary from 1.99 percent to 4.49 percent.

Lender Product Rate
Chase Bank 48-month new car 2.88%
Bank of the West 48-month new car 4.49%
PenFed 48-month new car 1.99%
Bank of America, N.A. 48-month new car 2.24%
LightStream 48-month new car 2.19%
Nationwide Bank 48-month new car 3.65%

Use our auto loan calculator to check your monthly car payment.