Car loans are inexpensive right now. The average 48-month new-car loan rate is currently 4.05 percent. But it’s still important to shop around thoroughly for the best deals. You can use our tools to find the best auto loan rates in Louisville, KY.

It’s important to budget for the total cost of owning a vehicle. That means taking a look at the insurance, maintenance and fuel costs of each car in addition to the monthly payment. Of course, it’s also important to find a great rate. Fortunately, all six lenders in this survey are offering rates lower than the national average for this term.

You can use our research to compare the lowest auto loan rates in Louisville, KY, today.

Auto loan rates in Louisville, Kentucky

Here are the auto loan rates in Louisville, KY, as of 10 a.m. on Friday. The 48-month new-car loan rates vary from 1.99 percent to 3.69 percent.

Lender Product Rate
PenFed 48-month new car 1.99%
Chase Bank 48-month new car 2.68%
PNC Bank 48-month new car 2.49%
Share Plus Federal Bank 48-month new car 3.69%
Fifth Third Federal Bank 48-month new car 3.08%
Fort Knox Federal Credit Union 48-month new car 2.24%

Use our auto loan calculator to check your monthly car payment.